We've got a full show today. Let's get right into it...

0:25 Q2 2021 5x Categories

• Chase Freedom
• Gas Stations
• Home Improvement Stores
• Discover
• Gas Stations
• Wholesale Clubs
• Select Streaming Services
• Citi Dividend
• Supermarkets
• Drugstores

3:15 Amex 40% Transfer Bonuses to Hilton/Marriott

• 1,000 MRs become 2,800 Hilton
• 1,000 MRs become 1,400 Marriott
• One use model: Marriott to “high value” foreign carrier programs
• More on that in the paid show

7:10 Amex Bonvoy Heightened Offers

• Amex Bonvoy Business 100k
• $5,000 min spend in 3 months
• $125 AF
• $150 statement credit
• Available through referral
• 35k cert on renewal
• Amex Bonvoy Brilliant 125k
• $5,000 in 3 months
• $450 AF
• $200 back at restaurants
• $300 Marriott credit
• Not seeing it available through referral as of yet (affiliate and public only)
• 50k cert on renewal

21:10 Amex Delta Gold 90,000 Offer (HT Brian at FM)

• Seen while making a booking on Delta.com
• Referral a better option if you have 30k + 70,000 + $200 credit
• But… (see next item)

11:45 Amex Removing Referral Capability for Some (DoC)

• Seems to be some new kind of penalty box
• Used to be that certain cards were unable to refer from, but other cards (especially new ones) were able to
• Now it seems to apply to all cards if affected
• Even squirreled away links don’t work any more saying: Sorry this referral link is no longer valid and you will not receive the referral bonus.
• Thought to be related to self-referral but I really don’t think that’s the case
• Same household referral for sure, but I really don’t think I self-referred
• A troubling shot over the bow for sure...

15:30 Buy Aeroplan Miles for as Little as 1.2 cpp (Direct Link)

• Through April 2, 2021
• A good example of how cashing out bank points isn’t giving up on travel

If you want to hear more, subscribe at patreon.com/milenomics. This week we go deeper into a few of the topics we discussed here as well as:

• Waiting on Amex
• Citi Shenanigans
• Retention Offers and more...