In this episode we, ahem, "discuss" the problem of Mindless Diversification.  Oh, yeah!  Then we tackle some emails from Craig, Falco, Wes, Justin, Matt, Brian and KC about the Aggressive Fifty-Fifty Sample Portfolio, distribution and re-balancing rules, the Vanguard Extended Duration Bond Fund, trust issues, and why we don't have guests.

The Article In Question:  Mindless Diversification Article

Why Some Old Rules Of Thumb Are Really Bad:  The "100 Minus Age" Rule Puts Retirees at Risk (thebalance.com)   

Kitces Article re Rebalancing:  Optimal Rebalancing – Time Horizons Vs Tolerance Bands (kitces.com)

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