Hosts Ciaran O'Brien and Peter O'Malley unpack why a seemingly “small” price change can translate into a substantial real-world loss once you factor in stamp duty, agent fees, legal costs, and market timing. Using real examples, they illustrate how the 10% break-even rule plays out and why meaningful tax reform could help unlock better housing mobility.

We also discuss:

• The 10% break-even reality across different market segments
• How stamp duty brackets and bracket creep erode gains
• Real examples of sellers taking losses despite higher sale prices
• What transaction costs you can and can’t control
• How capital gains tax (CGT) discounts and losses actually work
• The difference between tax-free gains on a primary residence vs. investor treatment
• Common media myths vs. the true net financial outcomes
• Who to consult for expert financial and property advice
• How strong agency work behind the scenes adds measurable value to a sale

Send us a text

As always if there is a specific topic you would like for us to cover, please reach out and let us know!