F Cubed: Fitness, Finance, and Faith

Finance only piece coming your way, and today, we're focused on risk aversion...or the average investor's dislike for risk. The two biggest takeaways from this episode are:

1) Your risk aversion will very likely change (and get higher) as you get older

2) There's a simple and easy way to limit your risk on your portfolio, if you're near/in retirement

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When it comes to fitness, we all have a toolbox - a collection of available tips, tricks, strategies, and structures that we can apply to help us reach our goals. What we need to remember, though, is that all of these tools are not created equally. Some are more like a 'hammer', as we lean on them early and often, while others are far more specific, like a 'socket wrench'. With these, their purpose is a lot more specialized, and their use is a lot less frequent.

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Today, we take a crack at all three of the Fs to get us motivated and inspired to take no prisoners this Monday! Regardless of whether you're talking fitness, finance, or faith, it is the internal engine that needs to be running hot, before any meaningful external action can be expected.

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If I survey the world around me through a Christian lens, one of the things I notice is that there are half a dozen, or so, common objections to the Christian faith. For example,

Is the bible true? Can we really trust its content?

Is Jesus really God?

These are terrific questions, and they are important questions that I think you need a solid answer to, in order to build a strong foundation in your faith. Well, along those same lines, we address another one of the more common issues with Christianity.

The issue is this: since Christians believe they alone have the 'answer', that will naturally breed feelings of superiority and outward acts of injustice. Well, not only does true Christianity not lead to those things, but also we share two points to suggest it will do the exact opposite.

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Let's be real - getting in shape isn't easy. It's tough. It'll test you and try you and take you to places you don't want to be. The sheer process itself is a daily challenge. This is just the truth - regardless of what your Instagram heroes might suggest.

Given that, there's one interesting little phenomenon that occurs within these struggles that really makes everything that much harder. I call it the 'Time Lag', and it's something that dawned on me years ago, but I'm just now sharing with the world now.

To make matters worse - this lag ends up hitting us on both ends of the physical fitness process...

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Across each of the Fs, fitness, finance, faith, and probably any other field in life, there is simply no substitute for experience. Learning, understanding, and building up knowledge and know-how has its time and place, and it is an important part of the process. But, it should always be viewed as more of a starting point, rather than an ending point. In this episode, we talk through what this looks like for each F.

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Leave it to psychology to give us another golden nugget, and to leave me a clearly laid out explanation for the entire foundation of F Cubed. Long-lasting, sustainable change is often the product of going after something because you "want to", not because you "have to".

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In the world of trading and investing, there are three dimensions that you will need to understand and/or master to reach your potential: time, discipline, and knowledge. Of the three, time is almost certainly the most powerful, with knowledge likely being the least understood.

To kick off the weekend, we work through what each of these three variables look like for a passive investor or an active trader.

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We've got a little fitness only episode today, and we're talking "poverty macros". I've seen many, many people who want to get in shape come right out of the chutes slashing their calories (and macros) down to "poverty" levels. If someone is just starting out, and doesn't know better, then this is understandable, as they might feel this is the only way forward.

But, having spent so many years in the bodybuilding world, I've always seen a number of people who DO know better do the same thing - take their macros down to super low levels right from the start. In a way, I think they're doing this as very much a "badge of honor". I say all of this having done this very thing myself, for more years than I care to admit.

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In today's Monday Motivation, we turn to highly decorated Psychologist, Susan David for our inspiration. Inside of her work on "Emotional Agility", she stated,

"Discomfort is the price of admission to a meaningful life."

Upon hearing that, I immediately thought of the applicability of this line to fitness, finance, and most importantly, faith. I hope this gives you guys a boost today!

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