The Bucket Plan® On-Demand Series

FIAs as a Bond Alternative Applied


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On this episode of our Take Action Podcast series hosted by Jason L Smith, we share a special guest interview of Jamie Hopkins, a professor at The American College and Director of the New York Life Center for Retirement Income. Together they discuss their candid, first-hand experiences with implementing fixed indexed annuities as a bond alternative, including:

  • What is an FIA and how does it work (common misconceptions)
  • How to easily and accurately explain this vehicle to clients
  • Three primary uses and considerations for FIAs including
    • Flooring approach for predictable income
    • Bucketing based on time segmentation and
    • Systematic withdrawals for a total return approach
    • Jamie Hopkins, a professor at The American College and Director of the New York Life Center for Retirement Income. Hopkins is a well-recognized writer, speaker and thought leader in the area of retirement income planning. His most recent book, Rewirement: Rewiring The Way You Think About Retirement, details the behavioral finance issues that hold people back from a more financially secure retirement.

       

      For financial professional use only. Not for use with the general public.

       

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