Financial Pathway

By Nate SkellyBusiness Investing

Financial Pathway episodes

December 15, 2020 26. What a Biden Presidency Could Mean for Your Finances
What changes can you expect to your finances under a Biden Presidency? Should you expect to pay more in taxes next year? Is now the time to make changes to your investments?

In this episode we break down some of Biden's major campaign proposals regarding tax rates, healthcare, students loans, and more.

We'll talk about the likelihood of these proposals becoming law and what changes (if any) you should consider making.

Email: [email protected]
Website: http://nateskelly.com
Facebook: https://www.facebook.com/financialpathwayllc
23 min
December 01, 2020 25. Getting the Most Out of Your Employee Benefits
With open enrollment season in full swing, it's a good time to talk about employee benefits. Every year there are employees that miss out on hundreds (and sometimes thousands) of dollars by not simply signing up for the benefits available to them.

In this episode, we'll share some tips on how to understand and navigate common employee benefits like health insurance, 401Ks, life insurance, HSAs, and more.

Email: [email protected]
Website: http://nateskelly.com
Facebook: https://www.facebook.com/financialpathwayllc
24 min
November 17, 2020 24. Interview with John Gall
In this episode, we discuss the vital role that insurance plays in our financial lives. Appropriate insurance coverage (whether it's auto, home, life, health, or more) is an essential foundation for building wealth.

Our guest, John Gall, is a commercial insurance broker for Security First based in the Denver, CO, area. He shares some helpful tips on how to get proper auto and home insurance coverage at the best prices.

We also take some time to discuss important steps that churches need to take to protect their members/attendees.

You can connect with John here:
https://www.facebook.com/john.gall.549
https://twitter.com/jonathanaugust

Email: [email protected]
Website: http://nateskelly.com
Facebook: https://www.facebook.com/financialpathwayllc
27 min
November 03, 2020 23. The "Fund"amentals - Mutual Funds vs ETFs vs Index Funds
We're getting back to the "fund"amentals. You've probably heard of mutual funds and index funds, but what are exchange traded funds (ETFs)? And why are many investors and advisors opting to use ETFs instead of mutual funds?

Investing your money in funds can be a great way to diversify and reduce risk, but not all funds are created equal.

In this episode, we'll break down 3 common types of funds and help you understand how they can benefit you as investor.

Email: [email protected]
Website: http://nateskelly.com
Facebook: https://www.facebook.com/finanancialpathwayllc
26 min
October 13, 2020 22. Ask Me Anything (Part 2)
On this episode, we take some time to answer some more questions sent in by listeners.

How do I choose the right funds inside my 401k (1:40)
With the election coming up, should I be looking at making changes to my investments (7:12)
Is it better to invest my money all at once or spread it out over time (11:52)
When's should you refinance your home (14:00)
Roth vs Traditional IRA (16:34)
Tips for tracking your spending (20:06)

Email: [email protected]
Website: http://nateskelly.com
Facebook: https://www.facebook.com/finanancialpathwayllc
27 min
September 22, 2020 21. Should You Buy a Home or Rent?
At some point, almost everyone will have to decide whether they want to buy a house or rent.

If you rent are you just "throwing money away" each month? Is buying a home a "good investment"? How many years do you need to live in a house before it' s better than renting? We'll answer these common questions and more on this week's episode on buying vs. renting.

Plus, we'll give you 4 crucial questions to ask when deciding whether it's better to buy or rent. We also share an easy formula to help you gauge whether it's better to buy or rent a particular house.

Email: [email protected]
Website: http://nateskelly.com
Facebook: https://www.facebook.com/finanancialpathwayllc
21 min
September 08, 2020 20. Common Investing Mistakes (Part 5) Getting Bad Advice
In this multi-part series, we'll teach you how to become a better investor by learning to avoid these common mistakes.

Part 5: Getting Bad Advice - Not every piece of financial advice is helpful, and not every piece of financial advice applies to your situation. Unfortunately, there are a lot of voices in financial media and financial industry that are not worth listening to. And sometimes, bad advice can even come from the people who love us the most.

In this episode we talk about different possible sources of bad advice including stock "gurus", co-workers, uncles, or even financial advisors themselves.

Email: [email protected]
Website: http://nateskelly.com
Facebook: https://www.facebook.com/finanancialpathwayllc
22 min
August 25, 2020 19. Common Investing Mistakes (Part 4) Confronting Biases
In this multi-part series, we'll teach you how to become a better investor by learning to avoid these common mistakes.

Part 4: Confronting Biases - A bias is a way of thinking that causes you to be wrong. Learn to recognize your limitations and blindspots as an investor. Sometimes our biggest challenge is trying not to get in our own way.

In this episode we talk about five specific biases that every investor is vulnerable to and how to avoid them.

Email: [email protected]
Website: http://nateskelly.com
Facebook: https://www.facebook.com/finanancialpathwayllc
19 min
August 18, 2020 18. Common Investing Mistakes (Part 3) What to Expect When You're Investing
In this multi-part series, we'll teach you how to become a better investor by learning to avoid these common mistakes.

Part 3: What to Expect When You're Investing - any time you step into a new experience with unrealistic expectations you are bound to end up frustrated and disappointed.

Sometimes, investors have unrealistic expectations of the market's behavior, their investments' returns, or even their own ability. When things don't go according to plan, these investors are left wondering where they went wrong.

In this episode, we'll talk about how to have manageable expectations and keep yourself focused when others start to panic.

Email: [email protected]
Website: http://nateskelly.com
Facebook: https://www.facebook.com/finanancialpathwayllc
23 min
August 11, 2020 17. Common Investing Mistakes (Part 2) Market Timing
In this multi-part series, we'll teach you how to become a better investor by learning to avoid these common mistakes.

Part 2: Market Timing - No one knows where the market is headed in the short term, no one. But many investors think they know what will happen in the next week/month/year and make short-term investment decisions accordingly. The research shows that the vast majority of these market timers underperform the market.

In this episode, we explain why that is and how you can protect yourself from falling for this common investing mistake.

Email: [email protected]
Website: http://nateskelly.com
Facebook: https://www.facebook.com/finanancialpathwayllc
21 min