In this episode of Decoding Retirement, America’s definitive voice on retirement, Robert 'Bob' Powell, and Chris Ceder, Goldman Sachs Asset Management Senior Retirement Strategist, break down the key takeaways from Goldman Sachs annual Retirement Survey & Insights Report, the financial vortex, personalized planning and advice, financial wellness programs, AI, and more.

What is the difference between the fed funds rate and the discount rate? Find out in our special segment, Ask Bob, where Bob answers the most common retirement and investing questions from our listeners.

Retirement planning doesn’t mean locking up your money for a rainy day and forgetting about it. Planning your future means reacting to events today. Decoding Retirement gives you the tools to navigate the years ahead, and take action now! Each week, Robert 'Bob' Powell will dissect the big headlines, decode key themes, and unpack the possible domino effect for your money. When it comes to retirement planning, Robert Powell and Yahoo Finance will not let you fall behind!

Find this episode and more episodes of Decoding Retirement at https://finance.yahoo.com/videos/series/decoding-retirement.

Thoughts? Questions? Fan mail? Email us at [email protected].

00:35 - How to manage the financial vortex

05:00 - The importance of retirement planning tools

08:15 - The importance of educating yourself on assets outside of 401(k)

12:00 - Financial wellness programs: Should I participate?

13:25 - Ask Bob: Fed funds rate vs. discount rate

14:05 - What to know about new or alternative investments

17:35 - Restricted stock units: Can they improve opportunity for risk adjusted returns?

19:20 - Robo advice and AI's role in retirement planning

Yahoo Finance's Decoding Retirement is hosted by Robert Powell, and produced by Zach Faulds.

Robert Powell holds several prominent positions within the financial industry. He serves as the editor-in-chief of the Investments and Wealth Institute's (IWI) Retirement Management Journal, the world's first peer-reviewed journal solely dedicated to retirement income. He also hosts the Exceptional Advisor podcast by IWI. Powell is both a Certified Financial Planner® and Retirement Management Adviser® certificant.

Chris Ceder is a senior retirement strategist at Goldman Sachs Asset Management with over 20 years of experience across multiple roles in the retirement industry. He focuses on developing retirement and financial wellness strategies for clients and leading the firm’s defined contribution research and thought leadership.

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