Financially Intentional
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Financially Intentional episodes

  • How To Graduate College Debt-Free With Money In Your Pocket - Episode 80 (Classic Episode)

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    Worried about paying for college for your kids? Imagine if they not only had school fully paid for but graduated with a nest egg already in place.

    Chris shares how his Debt Free Degree Triangle makes this possible. 

    About our guest:
    Chris Corinthian has worked for over 15 years in higher education in the areas of financial aid and financial literacy. After working with thousands of students, he realized that there were specific steps that students did to receive multiple scholarships and graduate debt-free. 

    Unfortunately, there were also students who did not know this information and dropped out of school because they did not have enough money to complete college. Chris is on a mission to stop the national student loan debt from rising by showing students the blueprint to not only graduate debt-free but also show them how they can have money in the bank when they walk across that stage at graduation. 

    Through teaching the principles of financial literacy, he walks high school students and current college students through a three-step framework on how to “find the money, budget the money, and grow the money” to pay for school.

    • Check out Chris’s book
    • Get a free chapter from the book


    Resources mentioned:

    • Taco Bell Live Mas Scholarship
    • Raise.me
    • Scholly
    • Clep exams


    Support the show

    ---

    Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

    Please join me here, and follow me on social media, Instagram, and Facebook.

    Need help getting started on your path to financial freedom? Start Here

    Join the Financially Intentional Community 

    Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

    Get my book Smart Money

    1 hr 10 min
  • Unlocking the Power of Roth IRAs for Your Children - Expert Edition Episode 71

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    Today, I'm excited to talk about how you can open a Roth IRA for your kids. Even if they're not old enough to have a regular job, they can still earn income by doing things like babysitting, dog walking, or even modeling. I'll explain how any earned income can go into a retirement account and the benefits of starting early. Plus, I'll share some tips on how to manage these accounts and why a Roth IRA is such a powerful tool for your child's future.

    Support the show

    ---

    Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

    Please join me here, and follow me on social media, Instagram, and Facebook.

    Need help getting started on your path to financial freedom? Start Here

    Join the Financially Intentional Community 

    Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

    Get my book Smart Money

    9 min
  • Making Sense of Student Loans Post the Pause - Episode 79 (Classic Episode)

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    We are joined by Lauryn Williams of Student Loan Planner to address the often overwhelming topic of student loans. As many are confused about the ever-changing landscape of student loans, Lauryn offers clarity, walking us through various loan repayment plans. We also touch upon the intricate dance between loan payments, taxable incomes, and retirement savings. With Lauryn's wealth of knowledge, we discuss actionable steps and encourage everyone to tap into available resources, like Student Loan Planner, to navigate their unique financial situations and potentially save thousands in the process.

    About our guest:
    Lauryn Williams, CFP® is a 4-time Olympian and the first American woman to medal in both the Summer and Winter Games. Currently, Lauryn is a consultant for Student Loan Planner and the founder of the financial planning firm Worth Winning and the “Worth Listening” podcast.
    Links:
    Studio Loan Planner
    More about Lauryn Williams

    Support the show

    ---

    Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

    Please join me here, and follow me on social media, Instagram, and Facebook.

    Need help getting started on your path to financial freedom? Start Here

    Join the Financially Intentional Community 

    Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

    Get my book Smart Money

    35 min
  • Save Thousands on Your Loans Before It’s Too Late - Expert Edition Episode 70

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    Don't miss today’s important episode! I'm excited to have Lauryn Williams from Student Loan Planner here to talk about a huge opportunity—the IDR waiver and how it can dramatically reduce your student loans. We're breaking down everything you need to know about loan forgiveness and repayment plans that could save you thousands of dollars. Time is running out to take advantage of these changes, so tune in right away to make sure you don’t lose out.

    ---

    EXTENDED IDR WAIVER DEADLINE: June 30, 2024

    Our friends over at Student Loan Planner are the experts in all things student loans and they wanted us to share with you about the extended IDR waiver deadline which is now June 30, 2024.

    Millions of borrowers could see their entire balances wiped away completely, including you.

    The income-driven repayment (IDR) waiver is a one-time account adjustment that was implemented by the Biden Administration and it is a BIG DEAL!

    Any time you've spent in repayment and many periods of forbearance or deferment can now be counted toward the 10-year Public Service Loan Forgiveness and 20- or 25-year IDR forgiveness programs.

    To qualify, many borrowers may need to consolidate their loans by the Administration's NEW deadline June 30, 2024.

    You can take action on your own, but if you want to discuss your student loan situation with a professional CFP® or CSLP to make sure you’re picking the best option for you, we highly recommend Student Loan Planner!

    You can get $100 off a 1:1 consult by booking through our link below!
    https://www.studentloanplanner.com/financiallyintentional

    Support the show

    ---

    Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

    Please join me here, and follow me on social media, Instagram, and Facebook.

    Need help getting started on your path to financial freedom? Start Here

    Join the Financially Intentional Community 

    Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

    Get my book Smart Money

    25 min
  • Accelerating Home Loan Payoff to Unlock Financial Freedom - Episode 78 (Classic Episode)

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    We are joined today by our guest, Anthony Rushing, as we delve into the financial strategy that could potentially transform your mortgage and debt repayment journey. Join us as we explore the world of First Lien HELOCs, a lesser-known but powerful tool for accelerating mortgage payoff and achieving true financial freedom. Anthony breaks down the intricacies of this strategy, emphasizing its suitability for those who routinely save and aspire to be debt-free. We'll walk you through the steps, discuss its nuances, and uncover when it makes the most sense for your unique financial situation. If you've ever wondered how to make your savings work harder for you while paying off your mortgage faster, this episode is a must-listen!

    Video Episode on Youtube: https://youtu.be/AdHNIYr4BCk

    About our guest:
    Anthony Rushing is a Loan Officer at First Savings Bank, and a First Lien HELOC specialist. He is an experienced Loan Originator focusing on the advocacy, education, and sale of the First Lien HELOC product and strategy.

    Support the show

    ---

    Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

    Please join me here, and follow me on social media, Instagram, and Facebook.

    Need help getting started on your path to financial freedom? Start Here

    Join the Financially Intentional Community 

    Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

    Get my book Smart Money

    57 min
  • Suggested Steps to Save, Invest, and Pay Off Debt - Expert Edition Episode 69

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    Today, we're diving into how to handle investing and paying off debt. We'll talk about building an emergency fund, choosing between a traditional 401k and a Roth 401k, and figuring out the best order to invest and pay off your debts. These are simply suggestions, always consult a professional for your own personal situation.

    Check out Nectarine for flat fee financial advice. 

    I will be compensated by Nectarine if you use my affiliate link, which creates an incentive and conflict of interest. I am not a current client or employee of Nectarine.


    Support the show

    ---

    Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

    Please join me here, and follow me on social media, Instagram, and Facebook.

    Need help getting started on your path to financial freedom? Start Here

    Join the Financially Intentional Community 

    Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

    Get my book Smart Money

    12 min
  • Achieving Unprecedented Success and Financial Freedom Against All Odds - Episode 77

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    In today's episode, I'm thrilled to talk with Grace Vandecruze. Grace shares her incredible journey from being homeless to becoming a millionaire. We chat about her inspiring family, her path to success, and the power of believing in yourself. Grace's story is full of hope, resilience, and valuable lessons about financial wisdom. Join us as we explore how she overcame obstacles and learned to thrive.

    About our guest:
    Grace Vandecruze is twenty years into a successful career as an investment banker, primarily focused on the financial services industry, after having spent seven years as a financial auditor in public accounting. She is an insurance investment banking expert, advising companies and insurance regulators on mergers & acquisitions, financings, capital strategies, valuation, restructuring, private placements, due diligence and other transactions. She has developed an in-depth knowledge of all forms of corporate insurance and financial services transactions and financings in the debt and equity markets. Ms. Vandecruze has worked on numerous restructurings, debt and equity offerings (including IPOs), M&A transactions, demutualizations and regulatory projects in the global life and P&C reinsurance and insurance markets and more broadly in financial services.

    • Grace Vandecruze Website
    • Grace Vandecruze's Masterclass
    • Homeless to Millionaire: 6 Keys to UPLIFT Your Financial Abundance by Grace Vandecruze
    • Become a Wealth Builder Master Class


    Support the show

    ---

    Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

    Please join me here, and follow me on social media, Instagram, and Facebook.

    Need help getting started on your path to financial freedom? Start Here

    Join the Financially Intentional Community 

    Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

    Get my book Smart Money

    41 min
  • Late Starters: Catching Up to FI - Expert Edition Episode 68 (Classic Episode)

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    We are joined by our guest Bill Yount of Catching Up to FI, for a compelling conversation about the diverse and impactful stories of individuals who have achieved financial independence. We discuss the power of storytelling and vulnerability in creating a strong community that supports and inspires each other on their financial journeys and the significance of changing one's circle of influence to surround oneself with like-minded individuals who share similar goals and aspirations. From overcoming emotional overwhelm to taking actionable steps towards financial freedom, we hope you'll gain valuable lessons on building interpersonal wealth, finding strength in vulnerability, and the transformative impact of a generous and supportive financial community. Join this dynamic podcast to catch up to FI together and be financially intentional on your path to success.

    About our guest:
    Bill Yount is a practicing Emergency Physician, happily married with fraternal twin boys. He is a late-starter who woke up to Financial Independence at 50. Bill lived largely in a paycheck-to-paycheck existence in the rat race, on the hedonic treadmill, spending first and saved last. He knew largely nothing about investing and personal finance and it seemed like he made most mistakes in the financial book. Waking up was painful, full of what-if regrets and shame. Recovery has been hard but very rewarding. Bill's mission is to help other late starters start now and get others to start as early as possible on their individual journeys to financial independence. Money is a powerful tool and about mindset, mechanics, and life. We all deserve to live a balanced life of financial freedom and time abundance.

    You can also find Bill at Catching up to FI and Financial Literacy Project.

    Support the show

    ---

    Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

    Please join me here, and follow me on social media, Instagram, and Facebook.

    Need help getting started on your path to financial freedom? Start Here

    Join the Financially Intentional Community 

    Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

    Get my book Smart Money

    43 min
  • Meet My Budget Coach: Your New Financial Ally - Episode 76

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    Today, I'm super excited to share something I've been working on for months. This week, we're launching my collaboration with a budgeting app called My Budget Coach. This zero-based budgeting app helped me pay off a million dollars in debt, and now, it can help you too, with the guidance of an avatar. My partner in this, Aitzarelys, is here to share her expertise. We'll talk about how zero-based budgeting can give you clarity and help you achieve your goals. Join us as we dive into budgeting tips and personal finance strategies. Let's get financially intentional together!

    About our guest:
    Aitza is a Certified Public Accountant, Finance Strategist, Airbnb SuperHost, and Founder of Strategies & T.E.A. Raised in Stamford, Connecticut, she began her career in investment banking and later worked in external auditing, financial accounting advisory, and financial reporting. After transforming her own financial struggles and mindset, she launched Strategies & T.E.A. to help millennials in underrepresented groups achieve sustainable financial freedom. Through her coaching program, 86% of her clients become side-hustle entrepreneurs by mastering zero-based budgeting. Aitza now supports individuals and businesses in developing effective financial management systems through coaching, consulting, and bookkeeping.

    Check out Aitza here
    Check out MyBudgetCoach here

    Support the show

    ---

    Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

    Please join me here, and follow me on social media, Instagram, and Facebook.

    Need help getting started on your path to financial freedom? Start Here

    Join the Financially Intentional Community 

    Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

    Get my book Smart Money

    42 min
  • MyBudgetCoach and Zero Based Budgeting - Expert Edition Episode 67

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    Today, I'm super excited to chat with my friend Zach Whelchel about something I absolutely nerd out on—budgeting! We dive into how budgeting helped me pay off a million dollars in debt and explore the awesome method of zero-based budgeting, where every dollar gets a job. Zach and I also introduce you to MyBudgetCoach, an amazing app he created that pairs you with a coach to make budgeting simple and fun. Zach shares his personal journey and insights on how budgeting can totally transform your financial life.

    About our guest:
    Zach is a software developer, entrepreneur, husband, and father to two young boys. Zach has always been different when it comes to money. In elementary school his friends built their own economic system in the backyard called Nutopia. In college he made over $1,000 recycling beer cups at a music festival to fund his study abroad. As an entrepreneur his passion is to help others be intentional with their finances so they can build a life that aligns with their values. Recently, he founded MyBudgetCoach to help the world fall in love with budgeting.

    Start your budget over at MyBudgetCoach here, and use the promo code "Intentional" to get 10 percent off your first year!

    Support the show

    ---

    Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

    Please join me here, and follow me on social media, Instagram, and Facebook.

    Need help getting started on your path to financial freedom? Start Here

    Join the Financially Intentional Community 

    Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

    Get my book Smart Money

    36 min

About Financially Intentional

From the publisher's feed

Welcome to the FInancially Intentional Podcast with Naseema McElroy! This is a weekly podcast covering all things personal finance for those ready to build wealth but who may not know where to start. …

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