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Our student loan expert Stanley Tate joins us to talk about what’s going with student loans in this new year. This is an unprecedented time in regards to loan repayment options. There are going to be some massive changes come summer. Check out this episode to learn more about what’s in store. 

About our expert:

Here are the stats. Tate has been in the game 8+ years fixing student loan problems. He has managed $1B in debt for clients, negotiated $30M in student loan settlements with an extra $700 million in projected loan forgiveness. 

He has helped hundreds of people from all walks of life — bus drivers, nurses, teachers, lawyers, doctors, CEOs, accountants, and so on—get out of default, qualify for loan forgiveness, access affordable monthly payments, negotiate settlements, stop garnishments, and discharge student loans in bankruptcy. 

Check him out at https://www.tateesq.com/

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Are you worried about how you are going to pay for healthcare if you retire before Medicare age? This conundrum has stumped early retirees and entrepreneurs for decades. Part of the problem is that we just plain unclear about how much healthcare coverage will cost. Lynn Frair and Ryan Connell have an answer. They have created a a healthcare calculator to help you estimate your costs. This is the nation's first healthcare cost calculator of it's kind through the lifespan for entrepreneurs and early retirees. And it’s available totally free.

About our guests:

Lynn Frair is a nurse and healthcare expert and personal finance enthusiast who started investing at age 12. After a brain tumor in her 20s wiped out her savings, she re-built up her investments and retired at age 40. She is covered by major media outlets including the WSJ, and MarketWatch. She is the founder of FI Healthcare, where her mission is empowering individuals in the financial independence community with knowledge to choose the right healthcare option for themselves. She is also the Founder of thefinanciallysavvynurse.com where she works with nurses using knowledge of personal finance to empower them to live a life with more time freedom and in alignment with their values.

Ryan Connell worked for 15 years as a systems engineer identifying the heart of complex problems and leading teams to solve them. He left his engineering career in 2022 to start living more deliberately and find a new path in life thanks to FIRE (Financial Independence/Retire Early)

fihealthcare site: https://fihealthcare.com/

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Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.

Need help getting started on your path to financial freedom? Start Here

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Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

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Have you ever wondered which you should do first? I ask our resident CFP his advice. I also share what I feel is my biggest money mistake in paying off my student loan debt. His response might surprise you. 

About our expert:

Dr. Jay Zigmont, CFP®, and his wife are Childfree and live in Water Valley, MS. He has a Ph.D. in Adult Learning from the University of Connecticut and is a CERTIFIED FINANCIAL PLANNER™ and Childfree Wealth Specialist. He is the founder of Childfree Wealth, a life and financial planning firm specializing in helping Childfree Individuals and the author of “Portraits of Childfree Wealth”.

He has been featured in Fortune, Forbes, MarketWatch, Wall Street Journal, New York Times, Business Insider, CNBC, and many other publications.

Get your 15 day free trial to the Childfree Wealth Self-Directed Financial Planning System

Visit Childfree Wealth at https://childfreewealth.com

Support the show

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Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.

Need help getting started on your path to financial freedom? Start Here

Join the Financially Intentional Community 

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

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Been wondering if investing in short to medium-term rentals is for you? Our guest today was able to turn around from being 50k in debt to Financially Free in 2 years with Airbnb! This episode is a good starter for anyone thinking of diving in and understanding the space even more.

About our guest:

Zeona McIntyre has been an Airbnb host since 2012. After 10 years of managing short-term rentals across the globe, she has transitioned to selling Real Estate to investors looking to house hack or live for free. She is an avid Real Estate Investor owning a double-digit portfolio of short and medium-term rentals. In the fall of 2022, she released the book: “30-Day Stay. An Investor’s Guide to Mastering the Medium-term Rental'' coauthored with Sarah Weaver. She teaches listeners how to achieve Financial Freedom through Real Estate on her Podcast: Invest2FI, co-hosted with Craig Curelop. She has been featured on BiggerPockets, Mr. Money Mustache, NPR, Business Insider, and more than 50 podcasts. Zeona has been to 47 countries. She spends half the year in Boulder, Colorado, and the other half traveling the world as an international pet sitter. 

Websites & Social Media:

• www.zeonamcintyre.com
• Instagram
• Facebook
• Tiktok
• Youtube

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Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.

Need help getting started on your path to financial freedom? Start Here

Join the Financially Intentional Community 

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

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Have you seen some changes to your credit lately? I know I have! American Express just decreased the available credit on three of my cards by 90%. No late payment or other delinquencies. 

This is a timely episode to have my friend and the Financially Intentional Credit Expert, Shante Nicole join us to break down what’s going on. She shares why creditors are pulling back credit limits. She also breaks down what makes up a credit score and what goes into improving it. 

Make sure you follow her and join her Financial Common Cents Facebook group 

About our expert:

Shante Nicole’s passion for serving others has always been at the center of her life.  She is an author, financial educator, certified credit consultant, holds a degree in nursing, and is the founder of her nonprofit organizations: F.A.C.E. (Facing Autism with Children Everywhere), and her latest endeavor, Financial Common Cents.  As if that doesn’t keep her busy enough, she is also a wife and mother of a child with autism.

In January 2017, she started an online Facebook community, "Financial Common Cents", whose motto is “Education…Restoration…Liberation”.  It was her mission to empower people to rebuild, restore, and repair their credit.  She also helps individuals devise a consistent plan to manage their finances and their debt.  To date, her “FCC family” has grown to over 102,000 members from over 100 countries. 

Through her nonprofit organization, Financial Common Cents, she facilitates workshops, online courses, and personalized financial & credit coaching. As a panelist with SunTrust Bank’s onUp Movement, she educates her community on credit, budgeting, and debt management.

She’s also the founder of “Kids Making Cents”,  a financial literacy program that offers educational products and workshops in the community including schools, churches, and recreational camps.

Support the show

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Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.

Need help getting started on your path to financial freedom? Start Here

Join the Financially Intentional Community 

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

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We discuss the realities and common misconceptions of being child-free.  What does financial planning look like for individuals and couples who are child-free? We dive deep into Retirement Planning, Financial Independence Live Early, and Life Insurance. 

About our guest:

Dr. Jay Zigmont, CFP®, and his wife are Childfree and live in Water Valley, MS. He has a Ph.D. in Adult Learning from the University of Connecticut and is a CERTIFIED FINANCIAL PLANNER™ and Childfree Wealth, Specialist. He is the founder of Childfree Wealth, a life and financial planning firm specializing in helping Childfree Individuals, and the author of “Portraits of Childfree Wealth”.

He has been featured in Fortune, Forbes, MarketWatch, Wall Street Journal, New York Times, Business Insider, CNBC, and many other publications.

Get your 15-day free trial to the Childfree Wealth Self-Directed Financial Planning System

Links mentioned in the episode: MakeMyMove

The couple that agreed to have their financial planning recorded: https://childfreewealth.com/blog/introductory-meeting-cfp

Detailed resource for Long-Term Care: https://childfreewealth.com/2022/03/08/long-term-care-childfree/

Testing out of college: https://modernstates.org

Visit Childfree Wealth at https://childfreewealth.com

Support the show

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Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.

Need help getting started on your path to financial freedom? Start Here

Join the Financially Intentional Community 

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

Get my book Smart Money

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Today, we discuss with our expert, Dr. Jay Zigmont, how you can seek help from financial experts and what to expect when you start discussing finance with your financial advisor. We also cover good fundamentals in your finances and how clutter and inaccurate advice on the internet could potentially negatively impact your finances.

Dr. Jay Zigmont’s mission in life is to help people to learn how to live their best life and achieve financial freedom. He is a Certified Financial Planner completing his Education (minimum of a Bachelors Degree), Experience (minimum of 6000 hours), Examination and Ethics. This covers a broad training in the areas of Comprehensive Financial Planning: Financial Planning, Insurance Planning & Risk Management, Investment Planning, Tax Planning, Retirement Planning & Employee Benefits, and Estate Planning.

Dr. Jay Zigmont's site:   https://childfreewealth.com/

Support the show

---

Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.

Need help getting started on your path to financial freedom? Start Here

Join the Financially Intentional Community 

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

Get my book Smart Money

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Steven Stack is a financial consultant and coach whose mission is to help others build wealth holistically. He is 100% debt free which includes paying off a six-figure mortgage. He also became a millionaire by age 31 through investing primarily in real estate and the stock market. He believes wealth isn't just what's in your bank account but also the person you're becoming.

Steven Stack's Website: https://www.stevenlstack.com/
Steven Stack's IG: https://www.instagram.com/stackingwithstack/

Support the show

---

Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.

Need help getting started on your path to financial freedom? Start Here

Join the Financially Intentional Community 

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

Get my book Smart Money

Send us Fan Mail

“When you rely on GoFundMe accounts to pay for funerals, you're still short selling your family in the long run because GoFundMe will just pay for the funeral. But life insurance pays for the finances well beyond your life. It can pay off your mortgage, cover kids' college, and also keep a spouse from having to go right back to work if they wanna have time to grieve or they wanna take time off from work after the death of a partner. 

But it's also important for single people to get life insurance too, because if your parents depend on you for income or you're taking care of siblings or someone else, then they need to know that they're gonna be taken care of. And life insurance is a guaranteed way to do it.”
-Acquania Escarne

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Please join me here, and follow me on social media, Instagram, and Facebook.

Join the Financially Intentional Community and get access to resources to guide you on the path to Financial Freedom.

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

Get my book Smart Money

Support the show

---

Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.

Need help getting started on your path to financial freedom? Start Here

Join the Financially Intentional Community 

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

Get my book Smart Money

Send us Fan Mail

Please join me here, and follow me on social media, Instagram, and Facebook.

Join the Financially Intentional Community and get access to resources to guide you on the path to Financial Freedom.

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

Get my book Smart Money

Support the show

---

Grab your spot in my free Financial CPR class and learn the simple steps I used to go from paycheck to paycheck to my first million.

Please join me here, and follow me on social media, Instagram, and Facebook.

Need help getting started on your path to financial freedom? Start Here

Join the Financially Intentional Community 

Oh and please subscribe and leave a review on whatever app you're using to stream this podcast. 

Get my book Smart Money