Fintech Recap

Alex Johnson, creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap, where we unpack some of the biggest stories in fintech, banking, and crypto.

This month, we had the chance to talk about:

* Consumer fintechs that are still getting funded: Daylight, Totem, Greenwood & more

* Zelle testing giving users refunds for some kinds of fraud

* Tellus’ confusing offerings

* JG Wentworth buying Stilt

* FTX & BlockFi (we keep it brief, I promise)

* …and what we just can’t let go of.

Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Hey all, Jason here.

What a week it’s been! This episode marks the one-year anniversary of this podcast. Alex Johnson, creator of the Fintech Takes, and I recorded our first episode live at Money20/20 last year.

Unfortunately, Alex got trapped in Montana due to a snowstorm and wasn’t able to join me for this episode.

But fintech Twitter came to the rescue. Matt Janiga, GC at Lithic, Charles Potts, Chief Innovation Officer at ICBA, and Julio Gomez, Industry Evangelist at Highnote, were all kind enough to join me to opine on the last year in fintech and banking and “precap” the Money20/20 show.

Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday:

Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Hey all, Jason here.

Alex Johnson, creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap, where we unpack some of the biggest stories in fintech, banking, and crypto.

This month, we had the chance to talk about:

* Parsing MoneyLion’s latest legal problems

* What the CFPB’s BNPL report means for the industry

* Goldman’s “subprime problem” and confusing co-brand strategy

* Walmart’s “checking account” ONE gets ready to launch

And, as always, what Alex and I just can’t let go of (hint: it involves Kim Kardashian and this music video demonstrating the brazenness of pandemic-era fraudsters.)

Don’t forget, you can catch Alex and me recording live at Money20/20 — you can find us Monday morning at 10:00am in the MoneyPot podcast booth located in the Expo Hall, Level 2.

Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday:

Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Hey all, Jason here.

Alex Johnson, creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap, where we unpack some of the biggest stories in fintech, banking, and crypto.

This month, we had the chance to talk about:

* Goldman Sachs was supposed to launch its Marcus checking account in 2021, but new reports indicate it may be further delayed — what’s happening here?

* Interest rates seem set to continue rising — who are the winners and losers?

* The Biden administration is moving forward with student loan forgiveness — how might it impact fintech?

* and, as always, what Alex and I just can’t let go of

If you’ll be at Money20/20 in Las Vegas next month, don’t miss a chance to witness us record the podcast LIVE — we’ll be doing so Monday morning from the “MoneyPot” podcast studio. You can stop by and grab a pair of headphones to listen in.

Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday:

Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Hey all, Jason here.

Alex Johnson, creator of the Fintech Takes newsletter, and I are happy to bring you the latest episode of our monthly podcast, Fintech Recap, where we unpack some of the biggest stories in fintech, banking, and crypto.

This month, we had the chance to talk about:

* Ongoing fall out in the buy now, pay later sector: Klarna’s valuation correction, Zip/Sezzle call off merger, Openpay exits the US, and BNPL for NFTs

* Credit cards sans credit scores: Tomo raises a $22 million Series B, X1 gets ready to launch

* A tiny credit union sues Apple for antitrust, arguing Apple Pay fees card issuers pay are unfair

* Zelle fraud has skyrocketed — and the CFPB is pushing banks to take more responsibility for customer loses

* and, what Alex and I just can’t let go of

Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday:

Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Hey all, Jason here.

Happy to bring you the latest episode of Fintech Recap, where Alex Johnson, of Fintech Takes, and I unpack some of the month’s biggest, most interesting, or just plain weird fintech news.

This month, we were joined by special guest Sophia Goldberg, fintech founder and author of recently released book, The Field Guide to Global Payments. We had a chance to discuss:

* Chaos in the crypto ecosystem, including Celsius Network’s freeze of users’ funds, trouble at hedge fund Three Arrows Capital, and Sam Bankman-Fried as modern-day J.P. Morgan

* Klarna’s ever-shrinking valuation and what it may mean for the future of buy now, pay later

* Apple Pay Later, including theories on the economics and how it ties into Apple’s “Project Breakout”

* and more!

Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday:

Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Hey all, Jason here.

I’m happy to bring you the latest episode of Fintech Recap, the podcast where Alex Johnson, of Fintech Takes, and I discuss and analyze some of the hottest, most interesting, or just plain weird stories in banking, fintech, and crypto.

This month, we’re please to be joined by a crypto expert, Edward Woodford, co-founder and CEO of “crypto infrastructure-as-a-service” company Zero Hash. To take advantage of our guest’s expertise, we had an all-crypto episode, with a focus on where “crypto world” intersects with traditional finance and consumer applications.

Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday:

Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Hey all, Jason here.

Instead of the usual Sunday newsletter, I have a very special episode of Fintech Recap, the podcast where Alex Johnson of Fintech Takes and I discuss the latest in fintech, banking, and crypto.

Recorded at last month’s Empire Startups Fintech Conference in New York City, Alex and I discuss trends that will impact consumer lending in 2022, including the rapidly changing macro environment, buy now pay later (of course), the changing role of the credit bureaus, and more.

Special thanks to Jon Zanoff and team for putting together a great event!

Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday:

Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Hey all,

Alex Johnson and I are pleased to bring you the latest monthly installment of Fintech Recap.

Congratulations are in order, as Alex’s Fintech Takes has been acquired by Workweek — if you don’t already subscribe, you should do so here.

We’ll continue distributing the podcast here, so as long as you’re subscribed to Fintech Business Weekly, it will be in your inbox automatically — no action needed.

This month, Alex and I discuss Stripe’s launch of Financial Connections, a collection of stories about countries’ crypto ambitions (for better or worse), the CFPB’s push to supervise fintechs and Big Tech, Robinhood’s layoffs, and the Bored Ape Yacht Club ‘crashing’ ethereum.

Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday:

Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Hey all, Jason here with the latest episode of Fintech Recap, the podcast in which I join Alex Johnson of Fintech Takes (if you don’t subscribe aleady, fix that!) to breakdown some of the biggest (and/or weirdest) stories in fintech, banking & crypto.

In this episode, we break down Apple’s ‘Breakout’ initiative, discuss why the credit bureaus’ recent changes for dealing with medical debt don’t far enough, and shed light on a very interesting change over at the CFPB.

Our ‘can’t let it go’ topics for this week include the failure of Fast and the dystopian wonder that is Axie Infinity.

Existing subscriber? Please consider supporting this newsletter by upgrading to a paid subscription. New here? Subscribe to get Fintech Business Weekly each Sunday:

Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe

Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe