This month Alex Johnson and I had the chance to talk about:

* Jason’s special news: I wrote a book! The book, Banking as a Service: Opportunities, Challenges and Risks of New Banking Business Models, will be available toward the end of the year — but you can preorder now, and if you order directly from the publisher here and use promo code “BAASISLAND,” you get 20% off!

* Pirates invade BaaS island: Evolve Bank & Trust, partner to dozens of fintech programs, hacked by Russian ransomware group LockBit

* Elsewhere in BaaS news: Thread’s consent order

* Apple drops Apple Pay Later, will partner with issuers and BNPL firms instead

* Chevron decision drops (disclosure: neither Alex nor Jason are lawyers)

* and, as always, what Alex and Jason just can’t let go of

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