Most people believe with no job their tax bill will go down in retirement. That is not always true. The question is, what can you do about it?

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On this episode:

• A dad in Florida gave his house to his daughter. The 55 plus rule became a problem.
• Evaluating that old stock from mom and dad.
• Gold was all the rage last year, now what?

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On this episode:

• Is market volatility really the biggest retirement concern, or is there a more important question hiding in plain sight?
• "Whatever's left, they can have" sounds simple. Why that mindset may create challenges for spouses, children, and heirs.
• Healthcare costs, spending habits, and other unexpected realities can reshape retirement faster than many people anticipate.
• A large IRA could create unexpected tax consequences. Discover why timing may matter more than many retirees realize.
• Most retirees picked guaranteed income over a lump sum. Their answer reveals an intriguing retirement mindset.
• Advisor fees can add up over time. A closer look may raise questions many investors never think to ask.

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Studies show that the happiest decade of our life is our 60s. What should you be doing to make that a reality?

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On this episode:

• She bought her dream house on the beach but may have done it the wrong way.
• Is the greed factor getting you in this stock market?
• If you delay Social Security and draw off your 401(k), does the math work?

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What if the biggest reason retirees avoid annuities has nothing to do with the product itself? Greg examines why annuities continue setting sales records while remaining one of the most criticized financial tools. He breaks down the differences between annuities, CDs, and market-based investments, explains the role of guarantees and risk management, and shares his perspective on why parts of the financial industry push back against them. Plus, a look at where annuities may fit within a broader retirement strategy.

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On this episode:

• Micron's earnings sparked excitement, but market volatility remains. Greg explains why retirement planning shouldn't depend on stock picking or chasing the next hot investment.
• From 401(k)s to advisory accounts, fees can quietly drain retirement assets. Greg breaks down the true cost of financial advice and why value matters.
• An advisor suggested borrowing instead of spending retirement money. Greg examines the math, tax consequences, and why some retirement advice may not serve clients.
• Delayed dreams, working too long, tax mistakes, and outdated estate plans. Greg shares lessons retirees wish they had learned sooner.

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On this episode:

• Most people believe they will be in a lower tax bracket and will get tax refunds in retirement. That may not be true.
• Is it time to pull back on your market risk when you retire?
• Financial advisors get paid in many ways. What is right for you?

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What if everything the financial industry has told you about retirement isn't quite the full story? Headlines insist you need $1.8 million to retire, yet only 3% of retirees actually have that — and 82% say they have enough and are happy. So what's really going on? On this episode, Greg Aler unpacks why the industry leans on fear, inflation talk, and savings targets to keep retirees uncertain and dependent. 

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On this episode:

• Maybe we don’t all need a million dollars to retire.
• Are we all leaning too much on our 401(k) money?
• It worked for mom and dad, why won’t it work for me?

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