In this episode of the Scottish Property Podcast, Nick and Steven are joined by Taimur Malik, a former finance professional turned property investor, who shares his powerful journey from financial rock bottom to building a 7-figure portfolio.

After losing his job and facing a serious health crisis, Taimur found himself over £100,000 in debt and unable to walk. But through discipline, long-term thinking, and smart investing, he’s now on the path to full financial freedom—using a combination of property, stocks, and pensions.

This is a refreshingly honest and insightful conversation about building wealth slowly, understanding financial resilience, and why property is just one part of the bigger picture.

Episode Highlights:

📉 From Crisis to Clarity

• Losing his job at BlackRock and the moment his health collapsed

• How being in debt and housebound pushed him to take control of his finances

• Starting from scratch after moving to the UK with just £500

📈 Wealth Building Through Property

• Building a 9-property buy-to-let portfolio with a BRR strategy

• What he looks for in deals: cashflow, long-term demand, and sustainable lending

• Why he pivoted away from short-term lets in Edinburgh

📊 The Bigger Wealth Picture

• Why Taimur is just as passionate about stocks and pensions as property

• Understanding compound growth and why time in the market is more important than timing the market

• How small monthly investments add up to millions over time

🧠 Mindset & Financial Strategy

• Why more money doesn’t solve money problems—discipline does

• How to think like an investor, not a speculator

• The difference between income, wealth, and financial freedom

🧰 Tips for New Investors

• Don’t chase cashflow alone—look for balanced returns

• Invest in learning, not just property

• Think long-term and avoid get-rich-quick traps

This is a refreshingly honest and insightful conversation about building wealth slowly, understanding financial resilience, and why property is just one part of the bigger picture.

----------------------------------------------------Know someone looking to sell? Send the guys at Prime a message now: https://wa.me/447938603856----------------------------------------------------