Losing everything in 2008 didn’t break him—it built him. Financial coach Paris Cluff shares how he went from six-figure advisor to food stamps… and back to financial stability—without bankruptcy. You’ll learn the exact habits, tools, and mindset he used to rebuild, pay off ~$60K in consumer debt, and create systems that keep money from leaking out of your life.

What you’ll learn

• Cash Flow, First: How to track every dollar and flip to positive cash flow fast

• Debt Reality Check: Options when you’re underwater (including negotiating debt)

• Emergency-Ready: Why savings + debt payoff should run in parallel (avoid the “paid-off car, no cash” trap)

• Habits that Last: Simple tracking + intentional spending that prevent relapses

• When Panic Hits: Faith, mindset, and practical steps for anxiety around money

• Family Finance Leadership: The 3 P’s—Preside, Provide, Protect (and what protection really looks like)

Resources & links

• 📘 FREE eBook (“Patch the Holes in Your Bank Account”): ParisCluff.com/freebook

• 🎥 Paris on YouTube: Paris Cluff Financial Coach

• 🌐 Work with Paris / Discovery Call: ParisCluff.com /discovery

• 🧭 Bartels coaching & resources: bartellescoaching.com

Try this today

1. Pull 90 days of statements; total every expense category.

2. Mark what to cut, cap, or cancel—aim for +$300/mo cash flow.

3. Start a mini emergency fund while you pay down debt (avoid the “no-cash crisis”).

If this helped you:
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#DebtFreeJourney #MoneyHabits #FinancialFreedom #CashFlow #PersonalFinance #Budgeting #EmergencyFund #BartellesMoneyTalk