The Financial Independence Show

Frugal First Dates to Money Mates – Valentine’s Day Special w/ Our Girlfriends


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Today's episode is an extra special Valentine's day episode; Cody and Justin throw out all common sense by letting their significant others come on and give you an unfiltered behind the scenes look at what it's like to date someone so determined to retire young.
While the girls take plenty of jabs at the guys, we think you'll also get some great insight on how to make money conversations with your significant other much more productive and approachable.
Running behind on a Valentine's day gift? Just fire up this episode and grab a glass of wine for the perfect date night!
Oh, and don't forget to say happy birthday to Cody!
Episode Summary
Laura’s parents weren’t into personal finance but she did understand being frugal and buying only what you need
Leslie’s mom was big on spending money on experiences and things that were important but at the same time spending smart
When Leslie first met Justin she noted how he asked even on the first date was asking questions about what her spending habits are
Justin also used a coupon in combo with $2 beer night on their 2nd date
Laura talked about her first dates with Cody involved using these free vouchers from Cody’s dad
Laura sometimes felt like she was being difficult because she knew she was recommending a restaurant or activity that Cody wouldn’t normally do
Then they start tackling positives on meeting someone so frugal
Leslie talks about how much more travel it has opened up a ton of travel and how it’s not so much about the total of money but more about maximizing the money so maybe you go on two trips instead of one
Laura talks about how dating Cody has changed her habits in relation to finances
A common theme is being more intentional with money but at the same time teaching the guys to not stress so much over the small stuff
Leslie talks about the importance of us splitting things and how you don’t have to feel like one person is pulling the weight
Justin and Leslie say they probably speak about money in some form almost daily
Laura mentions that sometimes it can seem overwhelming to talk about finances so much but she appreciates it and it’s better to be aware
Then the guy’s swap the conversation to how the ladies have changed their lives
Cody mentions things like charity and international volunteering
Justin talks about opening up a little on the groceries and when something seems important to Leslie to just do it since they’re already so optimized
Justin and Leslie discuss how their financial discussions first started which was spurred about because of Leslie changing jobs
For Laura, Cody tried initially with straight numbers which didn’t really work but then once he introduced her to travel hacking it had her hooked
The approach of bland numbers was also an unsuccessful attempt by Justin but he too realized the outcome was key. They started focusing on how they wanted life to be and things were a lot clearer
Laura talks how Cody talked her into going to Camp FI by spinning it into a vacation
Then they talk about how important it is for the guys to also support their passions
Laura dreams of working in public works in places like Cambodia
Then they discuss how the ladies feel and trust the numbers that the guys are steering to and how they’d feel about not working for upwards of 60 years
Leslie & Laura feel confident and also recognize how flexible they and their careers are
They then discuss what people who aren’t as focused on financial independence or as experienced would like to hear from things like the podcast
Laura & Leslie talk about tips to get your spouse on board with a journey to financial independence such as recognizing things that are important to the other person and not crossing that line when drawing down expenses
Key Takeaways
Appreciate their sacrifice: It's often easy to look at yourself and feel proud of how you might be shaping up the finances for you a...
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The Financial Independence ShowBy Cody Berman and Justin Taylor

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