Get Rich Education

#196: For under $20,000, you can own deeded agricultural property. It produces cash flow from the crop harvest.

Food is an innate human need. Earth's population grows by 200,000 people daily.

But arable land has decreased by 1/3rd in just the last forty years!

You can invest in half-acre parcels of coffee and cacao for appreciation and cash flow. They're deeded to you.

The parcels are turnkey-managed by an expert team including agronomists, soil scientists, biologists, a value chain analyst, and laborers.

These are higher-grade coffee and cacao varietals - specialty coffee and fine-flavored cacao.

Coffee is the second-most traded commodity in the world (oil is #1).

We discuss the benefits, risks, cash flow, and your projected ROI.

Learn more: see the Coffee and Cacao Investor Reports.

Want more wealth?

1) Grab my free E-book and Newsletter at: GetRichEducation.com/Book

2) Actionable turnkey real estate investing opportunity: GREturnkey.com

3) Read my best-selling paperback: getbook.at/7moneymyths

Listen to this week's show and learn:

01:14 The world needs food. It's population grows by 200,000 people daily. Arable land decreases.

06:15 Previously, this guest appeared with us on GRE Episodes 28, 60, 125, 157.

07:40 Coffee tree parcels in Panama, cacao tree parcels in Belize.

11:07 Team of farm management pros. Soil science.

18:13 On-site handling adds "single estate" value to beans.

21:16 Who is your end consumer?

27:18 Annual cash flow from annual harvests.

31:20 Trees don't vacate property. Tenants do.

33:20 11% return plus potential appreciation.

34:00 Half-acre parcels available now: $18,900 coffee, $25,725 cacao.

35:18 Commodity prices.

37:36 Attend a coffee and cacao field trip.

39:37 The world has about 200 nations. How many do you own property in?

43:17 Learn more: see the Coffee and Cacao Investor Reports.

Resources Mentioned:

Coffee Report: GetRichEducation.com/Coffee

Cacao Report: GetRichEducation.com/Cacao

Mortgage Loans: RidgeLendingGroup.com

Cash Flow Banking: ProducersWealth.com

Apartment Investor Mastery: BradSumrok.com

Turnkey RE: NoradaRealEstate.com

Find Properties: GREturnkey.com

GRE Book: GetRichEducation.com/Book

Education: GetRichEducation.com

Get Rich Education is brought to you by Ridge Lending Group, Apartment Investor Mastery, Norada Real Estate, and Producers Wealth.

Welcome to GRE. From Toledo, Belize to Toledo, Ohio and across 188 nations worldwide, this is Get Rich Education. I'm Keith Weinhold.

We need to talk about what really could be one of the most important issues of our time today.

Now, we typically talk about providing residential housing in the United States here...and because shelter is an innate human need - and that need is still underserved in a lot of markets today.

Well, when you think about food, shelter, and safety - beginning with food - let's pull back and look at the global picture.

I know this sounds incomprehensible if you didn't already know it, but 200,000 more people are here on earth today compared to how many were here yesterday.

Yes, every single day we add 200,000 more people to the planet...and just imagine them all sitting down at a dinner table tonight - and none of them were there are at the world dining table just yesterday.

The earth's population is expected to swell from 7 & a half billion today, and by the end of the century, we're expecting more than 11 billion.

So the innate need for human calories isn't just here to stay, it keeps growing fast...every day.

At the same time, in just the last 40 years, earth has lost 1/3rd of it's arable land - and that fact alone is unfathomable to some people.

Now, it actually gets even more critical.

Among this growing population and less arable land, humans are consuming more calories on a per capita basis, and as societies develop, they demand a higher quality calorie.

So, needless to say, demand for higher-end and gourmet items is accelerating even faster than those average quality items that we would call generic or commercial-grade.

Well today, we're talking about agricultural real estate investing - and in two products in particular - coffee, and cacao. Cacao is the base product for chocolate. Both coffee and cacao are produced on small trees in central America.

...and in both cases, it is high grade.

Now, in coffee, the high-grade term is speciality coffee - and it's become quite sophisticated. In fact, there's a 100-point coffee grading scale, specialty coffee must score 80 point or higher.

In cacao, the term for the higher-end...I guess...varietals is "fine-flavored" cacao. So rather than a milk chocolate bar, think about those bars with maybe 70% or 80% cacao content that come in a fancy wrapper with some gold-colored foil.

Now, can coffee be considered a food? I'm not really sure. But it sure has demand. When you'd get off a plane at the airport even at the height of the Great Recession a decade ago, you'd still see the long line at the coffee shop…

...and that line wasn't ANY shorter - even in the face of the worst recession in 70 years...so the demand is durable.

Coffee and cacao have a production advantage because they're non-perishable products. Just consider the risk in the inherent supply chain difficulty of producing grapes or lima beans - or something that's going to spoil.

Now, I'm primarily a residential real estate investor - you probably are too - and a lot of my property is in the U.S. On a global scale, there are good deals here.

Now, on a basic level, I like that housing is real and has a sustainable human demand. Well, those same things can be said for agriculture.

In fact, agriculture seems like a rather natural thing to invest in - agriculture even predates modern housing.

One interesting distinction, I think, is that your rental housing is typically owned & consumed in the same place. For example, you own a Cleveland, OH rental house and your tenant lives there in Cleveland too - consuming that end product.

But in agriculture, you might own coffee tree parcels in Panama, or cacao tree parcels in Belize, but your end user might be consuming the product in California or the Netherlands.

Now, when it comes to a trusted team, over the last few years here, my relationship with this provider has really grown.

...and you know, it's interesting with personal relationships or business relationships, they say that "Time will either promote you or expose you."

….and I think that it's promoted the provider here - and we're going to talk about that.

I know that I've told you on the air before that I am an investor in this myself. (Talk in-interview that mine has appreciated.)

Today's guest, the company Founder that provides these agricultural opportunities, was with us here on four prior Episodes #28, #60 which we did from the fringes of the coffee fields in Boquete, Panama, Episode 125, and Episode 157.

It's been remarkable to see them grow over time and they've really exceeded my expectations in both industry influence and the size that they're growing.

I have visited both places - Boquete, Panama where they grow the coffee and Punta Gorda, Belize where they grow the cacao...and it's really been fascinating. (give years in interview)

Our guest joins us from Boquete, Panama today...

_______________

Yeah, it really all starts with a great team there.

When you become a real estate investor, you may very well become a "collector" of real estate, and when you gain the realization that owning your collection in diverse geographies and diverse use types hedges your risk, you start to see how this might fit in.

With this, In one fell swoop, you are an Int'l RE Investor. It's not a fund. Your name is on the deed...and at the same time, you own producing agricultural land.

The United States is a pretty big, broad place. But as a collector of diverse RE, consider that there are 200 nations in world & it makes increasing sense to be invested in something real in more than just 1 nation out of 200.

Now, you can buy an acre of farmland for less that what David talked about. Of course, you're not just buying farmland here. You get more than the dirt.

You have use and operation of facilities from bean processing facilities to a cupping and grading laboratory and all of the labor and expertise like biologists, agronomists, soil scientists, a Value Chain analyst, farmers and laborers.

...and a few years ago, I used to think of the provider as a boutique type of operation. But with they way that they're adding employees and expertise, I don't think of them that way anymore.

You know, years ago, I thought my first int'l investment might have been in Mexico just because it is closer.

But I found that, it's harder to deal with on many levels...and Mexico is really kind of the opposite of a tax haven, with more onerous tax than the US.

You're probably only 1-2 time zones from Belize & Panama, or you might even be in the same time zone.

Now, most people participate in this opportunity...sight unseen...before they see the parcels. I know that a lot of you have visited Panama & Belize and have been on their tours.

I really suggest going on one of their educational field trips - they really treat you well with complimentary meals, ground transportation, excursions.

...and you can do that whether you're an investor or not. I bought my parcels more than a year before I ever actually got on the ground and visited them.

If you go visit the Panama coffee farms, I suggest setting aside at least two extra days to see Panama City and the Panama Canal if you like. Just such a grand trip that way.

You'll find the weather more pleasant and agreeable once you get up into the highlands - where they grow the coffee - in Boquete where it's cooler.

Now, who would this opportunity NOT be for. It is not for you if you're devoted to putting every one of your dollars into getting out of the Rat Race in 18 months.

Really, any long-term buy-and-hold real estate wouldn't fit you then...and I think David made that pretty clear.

People in their 20s, all the way up to their 70s participate. David mentioned that it's a legacy investment - some people buy it & put it in their child or grandchild's name.

In fact, I've said before that is probably the only real estate I own anywhere - that I have no plans to sell...and I would buy it again. In fact, I might buy more.

When you're thinking about investing, you might as well start from the ground up - literally - that's just what farming is.

Next week, the Investor of the 401(k) Retirement Savings Plan, Ted Benna will be here with us.

Then after that we're going to talk more about today's rental housing market trends, and later, have an everyday listener like you join us on an upcoming episode - he's from Michigan - so he can tell us how putting Get Rich Education ideas into practice has changed his life.

Well, today with agricultural real estate investing, we probably touched on at least a few things that you found thought-provoking and will want to know more about.

We are Get Rich Education, so we're education-first and if you find the opportunities interesting, then I highly encourage you to check out the coffee and cacao Investor Reports…

...at GetRichEducation.com/Coffee or GetRichEducation.com/Chocolate.

Until next week, I'm Keith Weinhold. Don't Quit Your Day Dream!

#195: If I had maxed out a loser 401(k) when I worked a "day job", you never would have heard my name. I'd still be working.

Learn how to build multiple income streams. The average millionaire has 7 income streams.

Be frugal with your time, not your money.

I discuss the mindset around building passive income to have time freedom in your life.

If you don't invest in real estate, then how else will you acquire wealth? Options explored.

Be yourself. When you strictly trade your time for dollars, you aren't being yourself.

When you have more time, it makes you more of what you are.

Kim Butler of Partners For Prosperity joins us. She's an original Rich Dad Advisor.

She & I discuss retirement, the importance of passive income, and more.

"Financial planning" has an ugly connotation. Kim & I break it down.

We discuss why people keep investing in losing 401(k)s, IRAs, and other "life deferral plans".

Want more wealth?

1) Grab my free E-book and Newsletter at: GetRichEducation.com/Book

2) Actionable turnkey real estate investing opportunity: GREturnkey.com

3) Read my best-selling paperback: getbook.at/7moneymyths

Listen to this week's show and learn:

00:46 You are an investor.

02:19 Your life's cash inflows & outflows.

09:16 Be yourself.

13:01 How you benefit when you're "halfway there".

18:08 Kim Butler interview begins. "Financial planning" has an ugly connotation.

25:57 Why do people still invest in 401(k)s and IRAs?

28:46 Retirement.

36:04 Why every human is an investor.

39:42 The 7 Principles Of Prosperity: Think-See-Measure-Flow-Control-Move-Multiply.

42:18 Whole Life Insurance.

45:36 Book recommendations.

50:44 If I had maxed out a 401(k), you never would have heard of me.

Resources Mentioned:

Partners4Prosperity.com

Book: The Mystery Of Capital

Mortgage Loans: RidgeLendingGroup.com

Cash Flow Banking: ProducersWealth.com

Apartment Investor Mastery: BradSumrok.com

Find Properties: GREturnkey.com

GRE Book: GetRichEducation.com/Book

Education: GetRichEducation.com

#194: The apartment building space is hot. Unless you're experienced, you need help from an expert that can help you navigate today's apartment environment.

Brad Sumrok, "The Apartment King", joins us today. His apartment building students get results, closing dozens of larger apartment buildings every year.

Brad began with buying a 32-unit building in 2005.

Today, he provides forecasts to the apartment industry, and hosts live training events.

Tens of thousands listen to his every word.

But is it too late to buy apartments today?

Apartment prices keep running up. Cap rates are compressed. Now, interest rates are higher. Brad tells you where to look today.

I ask Brad, "What's an underlooked apartment market or niche today?" He names exact towns.

Think you can't afford a $5 million building? Yes, you can. Brad tells you how.

Learn how to outbid others when there are multiple offers for an apartment.

His in-person events draw large, energetic crowds and he fills bus cavalcades with hopeful investors on apartment field trips.

Want more wealth?

1) Grab my free E-book and Newsletter at: GetRichEducation.com/Book

2) Actionable turnkey real estate investing opportunity: GREturnkey.com

3) Read my best-selling paperback: getbook.at/7moneymyths

Listen to this week's show and learn:

01:27 Leveraging rent increases.

04:10 Brad Sumrok Interview begins.

07:28 Is it too late to buy apartments today? Prices are higher.

09:36 Cap rate compression.

10:23 Interest rate rise.

12:06 There's still a housing shortage.

13:24 What's an underlooked apartment niche today?

15:23 Value-add buy-and-hold apartments.

19:23 "I can't afford it." Yes, you can. Here's how.

22:38 Carried interest.

24:20 Financing.

26:04 Tenant and property character.

28:05 Multiple offers - how to outbid others.

32:13 Brad's training events are super-popular. The next one is July 21st-22nd.

Resources Mentioned:

Brad's Live Event, July 21-22: BradSumrok.com

Mortgage Loans: RidgeLendingGroup.com

Cash Flow Banking: ProducersWealth.com

Apartment Investor Mastery: BradSumrok.com

Find Properties: GREturnkey.com

GRE Book: GetRichEducation.com/Book

Education: GetRichEducation.com

#193: If you raise the rent, these deadly mistakes will make your tenant move out.

Learn how to effectively raise the rent in a way that makes your tenant stay. Rent escalators.

You learn how to leverage your rent hikes.

I review exactly what to include and exclude from your Notice Of Rent Increase Letter.

Where do I get my investing and real estate information from anyway? I tell you.

ATTOM Data Solutions' Daren Blomquist reveals the exact city where Amazon is most likely to locate their second headquarters (HQ2) based on their research.

Flipping activity can be predictive of "up-and-coming" neighborhoods.

Want more wealth?

1) Grab my free E-book and Newsletter at: GetRichEducation.com/Book

2) Actionable turnkey real estate investing opportunity: GREturnkey.com

3) Read my best-selling paperback: getbook.at/7moneymyths

Listen to this week's show and learn:

01:42 You can leverage rent raises!

04:21 Mistakes to avoid in rent hikes.

07:01 Steps to raise the rent properly. Rent escalators.

10:36 Notice Of Rent Increase Letter.

15:55 Daren Blomquist Interview begins.

16:42 Amazon HQ2.

23:59 Neighborhood grading.

27:57 Flipping activity can predict "up-and-coming" neighborhoods.

Resources Mentioned:

AttomData.com

Mortgage Loans: RidgeLendingGroup.com

Cash Flow Banking: ProducersWealth.com

Apartment Investor Mastery: BradSumrok.com

Find Properties: GREturnkey.com

GRE Book: GetRichEducation.com/Book

Education: GetRichEducation.com

#192: Your property can be damaged by Rent Control; so can your community. Today, you learn how to avoid it.

You buy, sell, and rent your property at market value. But what happens when an outside force comes in and disrupts your "free market"?

I also tell you about a major tenant problem from one of my own apartment buildings.

To avoid losses, learn what clauses to put in your Lease Agreement.

Want more wealth?

1) Grab my free E-book and Newsletter at: GetRichEducation.com/Book

2) Actionable turnkey real estate investing opportunity: GREturnkey.com

3) Read my best-selling paperback: getbook.at/7moneymyths

Listen to this week's show and learn:

01:30 The Broken Window Fallacy.

06:42 30-year mortgages vs. 15-year mortgages.

07:53 Rent control.

20:21 A flood in my apartment. Renter's Insurance.

24:33 Security deposit and last month's rent.

28:10 Resort property with cash flow.

Resources Mentioned:

Keith's Recommended Reading List

Book: Economics In One Lesson

The Landlord's Almanac

Placencia, Belize Investor Report

Mortgage Loans: RidgeLendingGroup.com

Cash Flow Banking: ProducersWealth.com

Apartment Investor Mastery: BradSumrok.com

Find Properties: GREturnkey.com

GRE Book: 7 Money Myths

Education: GetRichEducation.com

#191: What makes fourplexes such great wealth creators? Financing and economies of scale.

But there's one giant pitfall with many fourplexes.

Today's guest, Steve Olson of the Fourplex Investment Group (FIG) has an elegant solution to the pitfall.

He tells us how to maintain your investment's value for long-term returns.

You need to safeguard yourself against neighborhood blight to protect your investment's value.

Want more wealth?

1) Grab my free E-book and Newsletter at: GetRichEducation.com/Book

2) Actionable turnkey real estate investing opportunity: GREturnkey.com

3) Read my best-selling paperback: getbook.at/7moneymyths

Listen to this week's show and learn:

01:30 Fourplexes are the largest building for residential financing.

03:27 Safeguarding against neighborhood blight.

07:00 The FIG: Fourplex Investment Group.

09:09 How to repel neighborhood blight.

14:50 Pro formas.

17:48 Dealing with today's compressed cap rates.

21:15 Pre-construction.

24:55 Exit strategy.

28:05 Fourplex prices.

32:55 Financing.

36:42 Property management. Valuation, appraisals.

38:54 Duplexes.

41:40 Keith's analysis of the investment.

Resources Mentioned:

FIG: Fourplex Investment Group

E-mail: [email protected]

Mortgage Loans: RidgeLendingGroup.com

Cash Flow Banking: ProducersWealth.com

Apartment Investor Mastery: BradSumrok.com

Find Properties: GREturnkey.com

GRE Book: 7 Money Myths

Education: GetRichEducation.com

#190: Did you think that inflation only makes you poorer?

Learn many simple examples about how inflation makes you wealthy.

Here's a clue: inflation impoverishes savers and enriches debtors.

MacroEconomist Richard Duncan joins us. He predicts the future direction of inflation and interest rates.

Learn the difference between RE appreciation and RE inflation.

Richard tells us why "money printing" no longer equals inflation.

Globalization could be reversed. This pushes inflation higher.

Richard tells you how to act in response to what's coming.

Richard's brilliant economic work is at RichardDuncanEconomics.com. Get 50% off a MacroWatch subscription with the Discount Code "GRE".

Want more wealth?

1) Grab my free E-book and Newsletter at: GetRichEducation.com/Book

2) Actionable turnkey real estate investing opportunity: GREturnkey.com

3) Read my best-selling paperback: getbook.at/7moneymyths

Listen to this week's show and learn:

01:03 I used to ask myself how RE investing could be any good.

02:18 Signs of consumer inflation.

04:05 Simple examples of how inflation makes you wealthy.

07:41 Financial forces you can and cannot control.

11:30 Is some inflation good?

13:40 Appreciation vs. Inflation.

15:16 Why "money printing" no longer equals inflation.

24:20 How globalization could reverse, stoking inflation. Tariffs, trade war.

27:27 Richard tells you how to act in response to what's coming.

31:06 Richard's brilliant economic work is at: RichardDuncanEconomics.com. Get 50% off a MacroWatch subscription with the Discount Code "GRE".

32:32 My summary of Richard's interview.

Resources Mentioned:

MacroWatch - Use code "GRE" for 50% off

How You Can Profit From Inflation

Inflation Calculator

Cash Flow Banking: ProducersWealth.com

Mortgage Loans: RidgeLendingGroup.com

Apartment Investor Mastery: BradSumrok.com

Find Properties: GREturnkey.com

GRE Book: 7 Money Myths

Education: GetRichEducation.com

#189: If an income property is so good, why would anyone sell it to you? You get answers.

I tell you how long it took me to quit my day job to replace it with passive income.

Single-family income properties vs. apartment buildings are compared.

Invest in a growing place. Florida keeps growing due to: affordable housing, warmth, coasts, and it's the only income tax-free state east of the Mississippi River.

The Orlando, Florida area has grown 20%+ in just the last decade.

Turnkey RE investing means that a property is: 1) Already rehabbed. 2) Tenanted. 3) Under Management. 4) Produces income from Day One.

$80-$150K, 36-month avg. tenant duration, 1.8% property tax, rent-to-price ratio ~0.9%.

Areas north of Orlando work best. Some areas to the south have economies more dependent on fickle tourism.

Learn more about investing in Orlando turnkey property at: GetRichEducation.com/Orlando

Want more wealth?

1) Grab my free E-book and Newsletter at: GetRichEducation.com/Book

2) Actionable turnkey real estate investing opportunity: GREturnkey.com

3) Read my new, best-selling paperback: getbook.at/7moneymyths

Listen to this week's show and learn:

01:14 I discuss how long it took me to quit my day job.

02:51 Single-family income properties vs. apartment buildings.

10:34 Why Florida grows at a phenomenal rate.

16:11 Two incomes doesn't have to mean "both parents work".

18:02 Definition of "turnkey".

19:25 Pros and cons to turnkey RE investing.

22:02 Communication with investors.

24:52 Submarket selection.

26:35 The numbers.

31:24 If the property is so good, why would anyone sell it to you?

33:42 Housing demand far outstrips supply.

36:00 Older tenant demographic in central Florida.

38:16 Bulk and standardized materials.

39:35 Get the Orlando Investor Report at: GetRichEducation.com/Orlando.

Resources Mentioned:

Orlando Property: GetRichEducation.com/Orlando

Cash Flow Banking: ProducersWealth.com

Mortgage Loans: RidgeLendingGroup.com

Apartment Investor Mastery: BradSumrok.com

Find Properties: GREturnkey.com

GRE Book: 7 Money Myths

Education: GetRichEducation.com

#188: Learn to run the numbers step-by-step on a real income property and determine your ROI on 1502 Merrycrest Drive in Memphis, TN.

We discuss how to create your own economy. It depends on YOU, not the national government or the local economy.

Your income property is merely a widget that secures an income stream.

Many people self-manage and have no margin for professional management. You often get a better return passively than they do actively.

Why pin your hopes on compound interest? Consider compound cash flows.

Inaky Strick joins us to tell you what he's learned from attending elite live events.

Want more wealth?

1) Grab my free E-book and Newsletter at: GetRichEducation.com/Book

2) Actionable turnkey real estate investing opportunity: GREturnkey.com

3) Read my new, best-selling paperback: getbook.at/7moneymyths

Listen to this week's show and learn:

01:02 How to create your own economy.

05:23 Your income property is merely a widget that secures an income stream.

06:54 We run step-by-step numbers on 1502 Merrycrest Drive, Memphis, TN and determine your cash-on-cash return.

14:14 Real estate math is simple.

15:20 Total ROI calculated with the "5 Ways" you're paid.

19:52 Why I don't consider "instant equity" as a sixth way you're paid.

21:17 Compound cash flows.

25:40 Inaky Strick tells us what he's learned from attending live investing events.

34:25 How Inaky affords going to all these events.

39:35 Your self-belief.

Resources Mentioned:

InakyStrick.com

MidSouthHomeBuyers.com

Events: GetRichEducation.com/Events

Cash Flow Banking: ProducersWealth.com

Mortgage Loans: RidgeLendingGroup.com

Apartment Investor Mastery: BradSumrok.com

Find Properties: GREturnkey.com

GRE Book: 7 Money Myths

Education: GetRichEducation.com

#187: A mortgage is a tool. Used responsibly, you can control 5x as much real estate with 20% equity than you can with a paid-off property. Risk is discussed.

If I could, I would want 100-Year Mortgages rather than 30-Year Mortgages on my properties. You'll learn why.

Graham Parham of Highlands Residential Mortgage joins us. He tell us the latest income property loan requirements today. We discuss conventional loans on 1-4 unit rental properties.

Graham tells us about your Ability To Repay (ATR) factors that mortgage underwriters seek.

We discuss your Debt-To-Income ratio limits, Reserve Requirements, interest rates today, credit scores, paying discount points, 30-year vs. 15-year mortgages, and appraisals.

Want more wealth?

1) Grab my free E-book and Newsletter at: GetRichEducation.com/Book

2) Actionable turnkey real estate investing opportunity: GREturnkey.com

3) Read my new, best-selling paperback: getbook.at/7moneymyths

Listen to this week's show and learn:

00:57 You can own and control more real estate if you have loans on them.

02:08 What's the risk of borrowing?

03:26 100-Year Mortgages.

09:24 Qualifying for loans if you don't have "W-2" income from a day job.

11:57 Loans for foreign buyers that want U.S. income property.

13:18 Ten loans with 20% down.

13:49 Ability To Repay (ATR).

15:52 Debt-To-Income (DTI) ratio example.

16:23 Your reserve requirements.

19:13 Interest rates today.

21:18 A 740 credit score is the highest that can help you.

24:23 Paying discount points.

28:03 ARMs and 30 vs. 15-Year Mortgages.

30:45 Example of one paid-off property vs five with 5:1 leverage.

33:43 Appraisals.

Resources Mentioned:

Graham's phone: 1-855-326-6802

Graham's website: TexasInvestorLoans.com

Graham's resource: InvestorsLoanGuide.com

Cash Flow Banking: ProducersWealth.com

Mortgage Loans: RidgeLendingGroup.com

Apartment Investor Mastery: BradSumrok.com

Find Properties: GREturnkey.com

GRE Book: 7 Money Myths

Education: GetRichEducation.com