In episode four we meet Rachel Peru and Annie Stirk: the ladies who created 'Silver and Sassy' to help change people’s perceptions about women of a certain age. They talk candidly about navigating pension minefields, and the importance of thinking about the life you want to live when you retire. We also talk to AJ Bell’s senior technical consultant Rachel Vahey about some of the pinch points you need to look out for, and ways to help maximise your pension pot.