Laura, Tracy and Kevin expand on the idea that even if you have a publishing deal, you're still very much the sole proprietor of your own business. Tracy gives a tutorial on how to divide up your income so that when tax day comes, you have all your bases covered. He also lays out some best practices for avoiding debt, systematic saving and maintaining a realistic viewpoint of your financial progress. Laura gives a play by play on how all this money stuff feels in real time from songwriter’s perspective, and how these financial choices can affect your creativity in the short and long run.

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