Last week chancellor of the exchequer Rishi Sunak announced an extension to the stamp duty holiday and a government guarantee scheme to encourage lenders to start offering high loan-to-value mortgages again, after the disruption of the Covid-19 pandemic.

This week Damian Fantato, digital editor of FTAdviser, is joined by Danny Belton, head of lender relationships at Legal & General Mortgage Club, and David Hollingworth, associate director at L&C Mortgages, to discuss whether this is enough to help turn 'generation rent' into 'generation buy'.

They discuss whether Sunak's proposals will have their intended effect, whether the government is stocking demand at the expense of supply, whether the problem for 'generation rent' is loan-to-income ratios rather than LTV and whether products such as 10-year fixed rates could help.

The FTAdviser Podcast is the weekly podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

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