One of the most powerful ways to create social change is to do it with your wallet. And that’s why, on this HerMoney episode, we’re talking about how to support Black-owned businesses this holiday season. Joining us is LaToya Williams-Belfort, the executive director of the Fifteen Percent Pledge, which has called on retailers to dedicate 15% of their purchasing power to Black-owned businesses. We discuss what it really means for companies to support racial justice, and how consumers can continue to invest in Black entrepreneurs into 2023. In Mailbag, we answer questions about I-bonds and teaching investing to the next generation. In Thrive, a beginner’s guide to donor-advised funds.

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Few things can impact our budgets and our financial lives quite like layoffs and inflation. This week, we’re tackling all your questions on how to manage during lean times. We address how to “beat” inflation, what to do if you know your company is headed for layoffs, whether or not our household spending impacts inflation, and how best to assist an elderly parent on a fixed income. Email us your questions for Jean at [email protected]!

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In many ways, our jobs define us. Which can be a powerful thing. But at some point, we all have to create an identity that’s bigger than a job title. And nobody has done that better than our guest for this episode. Brandon Copeland is an NFL veteran, entrepreneur, philanthropist, and college professor. Listen in as Brandon and Jean chat about life as a professional athlete, how he juggles multiple careers, and why personal finance for all is his passion. In Mailbag, we hear from a listener who’s worried about losing salary gains in the upcoming recession. In Thrive, a financial checklist for your first pet.

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For women, the path to becoming a successful business leader is filled with systemic barriers. But some of the most innovative companies are led by women — Stitch Fix, Feeding America, and Ellevest, just to name a few. How do these women do it, and what can we learn from them? CNBC reporter Julia Boorstin looked at the data and interviewed more than 60 female executives on what sets them apart. We talk with her about why female leaders are often better at expressing empathy, navigating stressful situations, instilling their companies with purpose, and more. In Mailbag, we answer questions about purchasing I-bonds and tackling wealth inequality. In Thrive, everything you need to know about cover letters.

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Retirement is about more than just putting your feet up. It’s about finding fulfillment. How should you prepare your finances, your health, and your social network so you can take advantage of all that retirement has to offer? And how should women in particular plan for their later years? Maddy Dychtwald, co-founder of Age Wave, shares her insights on what it really means to be happy and healthy in old age — and how we can all get there. In Mailbag, we answer questions about pension plans and raise negotiations. In Thrive, tips for getting your small business off the ground.

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We spend so much time on social media nowadays, and none of us are strangers to online harassment. But research shows that online abuse is getting worse. What can we do to protect ourselves? Software engineer Tracy Chou built an app called Block Party to help victims of online harassment take back control. She tells us about her journey creating a tech company that protects the voices of women and minorities, and she also shares helpful tips for securing your privacy online. In Mailbag, we tackle a question about managing finances with a rental property. And in Thrive, what to delete from your resume.

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Changing our spending and saving habits is easier said than done. How do we actually stick to it? Jean has partnered with financial coaches Patrice Washington and Louis Barajas to answer that very question on a new show called Opportunity Knock$, where the trio works with families across the U.S. to overcome their financial challenges. In this episode, Jean talks with Patrice and Louis about their experiences on the show, the systemic barriers to financial knowledge, and how we can all lean on our communities to help us with our money goals.

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It’s been another volatile few weeks in the markets, and we’re all seeing a lot of red. But history is on our side. Bob Pisani, Senior Markets Correspondent for CNBC, joins us to discuss investing pitfalls and shares some of the most common mistakes that he’s seen investors make over the years. Bob tells us what facts and numbers he focuses on to measure how well the markets are doing, and tells us why he prefers the “boring” investments to the “exciting” ones. In Mailbag, we hear from a listener being paid in crypto, and one launching a small business. In Thrive, advice for travelers with a layover.

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Are you feeling stuck in your job, but don’t know how to move on? Don’t just quiet quit. You deserve a career that gives you purpose, and our guest today can help you find it. Elizabeth Pearson is an executive career coach who helps women navigate job changes, succeed in male-dominated fields, and launch their own companies. We talk about how to recognize career confinement, why you owe it to yourself to take risks, and how you can use mindfulness to feel less stressed and more confident at work. In Mailbag, we tackle questions about Social Security taxes and finding a financial advisor. In Thrive, how to save on your next hotel stay.

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Personal finance isn’t one-size-fits-all. When it comes to managing our money, when does it make sense to look at data, and when might emotions or life experience matter more? Yale finance professor James Choi put this question to the test in his newest research, when he compared the advice given by economists to the advice given in bestselling personal finance books. What he found may surprise you. In Mailbag, one listener shares her struggles with selling her car. Another asks how much she would pay in capital gains tax on a home sale. In Thrive, how to negotiate a longer parental leave.

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