The Ramsey Show

His Dad Took Out $70K in Parent PLUS Loans and Didn’t Tell Him


Listen Later

🤔 ⁠⁠⁠⁠Think you’re good with money? Take our Money in America quiz!

Ken Coleman and Jade Warshaw answer your questions and discuss:

  • “Should I be paying off the Parent PLUS loan my dad took out?”
  • “My husband and I feel behind. We don’t have a house or retirement savings and we’re $50,000 in debt”
  • “Should I switch to a job that will pay more but I will enjoy less?”
  • “We have money to pay off a car loan but also have a newborn, is it wise to pay off the car loan now or should we wait?”
  • “I was recently laid off from my job and have an opportunity to help a scrappy startup. Should I take it?”
  • “How do we teach our 6 year old daughter about contentment?”
  • “My mom recently passed away and I am taking care of my siblings that are still minors. What should I do with her house?”
  • “Should I use $8k from savings to publish my book?”
  • “I’m living in a one bedroom apartment and about to have our second child. What should our next housing move be?”
  • “I have $50,000 in savings at 21 years-old and I’m unsure what to do with it”

  • Next Steps:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠send us an email⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

    📱 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Get episodes early in the free Ramsey Network app! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    💵 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

    🛡️⁠⁠⁠⁠Protect yourself with trusted insurance coverage that fits your budget

    🎁 You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today.

    📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items.


    Connect With Our Sponsors:

    • Stop paying more and start shopping smarter at ALDI
    • Get 10% off your first month ofBetterHelp
    • Go to Boost Mobile to switch today
    • Go to⁠ ⁠Casper Sleep and use promo code RAMSEY to learn more
    • Learn more aboutChristian Healthcare Ministries.
    • Get started today withChurchill Mortgage
    • Get 20% off when you join DeleteMe
    • Go toFAIRWINDS Credit Union for an exclusive account bundle
    • Debt collectors hassling you? Take back control of your life at Guardian Litigation Group
    • Find top health insurance plans at Health Trust Financial
    • Use code RAMSEY to save 20% at Mama Bear Legal Forms
    • VisitNetSuite today to learn more
    • For more information, go to SimpliSafe
    • Get started with YRefy or call 844-2-RAMSEY
    • VisitZander Insurance for your free instant quote today

    • Explore more from Ramsey Network:

      💸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

      🧠 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

      🍸 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

      💡 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

      💰 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

      🪑 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

      📈 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


      ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

      Learn more about your ad choices. Visit megaphone.fm/adchoices

      ...more
      View all episodesView all episodes
      Download on the App Store

      The Ramsey ShowBy Ramsey Network

      • 4.5
      • 4.5
      • 4.5
      • 4.5
      • 4.5

      4.5

      37,589 ratings


      More shows like The Ramsey Show

      View all
      Money Guy Show by Brian Preston and Bo Hanson

      Money Guy Show

      3,220 Listeners

      The EntreLeadership Podcast by Ramsey Network

      The EntreLeadership Podcast

      4,397 Listeners

      Ramsey Everyday Millionaires by Ramsey Network

      Ramsey Everyday Millionaires

      3,691 Listeners

      Front Row Seat with Ken Coleman by Ramsey Network

      Front Row Seat with Ken Coleman

      2,594 Listeners

      The Rachel Cruze Show by Ramsey Network

      The Rachel Cruze Show

      3,736 Listeners

      DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing by Quint Tatro & Daniel Czulno, CFP® a passionate look at everything money from budgeting, savings, investing, stocks, bonds, debt. For those that enjoy Dave Ramsey, Jill On Money, Smart Money, BiggerPockets it’s worth a listen!, Bleav

      DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

      886 Listeners

      The Charlie Kirk Show by Charlie Kirk

      The Charlie Kirk Show

      68,486 Listeners

      Borrowed Future by Ramsey Network

      Borrowed Future

      6,491 Listeners

      The Personal Finance Podcast by Andrew Giancola

      The Personal Finance Podcast

      1,408 Listeners

      The Ramsey Show Highlights by Ramsey Network

      The Ramsey Show Highlights

      807 Listeners

      The Dr. John Delony Show by Ramsey Network

      The Dr. John Delony Show

      7,506 Listeners

      The Fine Print with George Kamel by Ramsey Network

      The Fine Print with George Kamel

      778 Listeners

      Smart Money Happy Hour with Rachel Cruze and George Kamel by Ramsey Network

      Smart Money Happy Hour with Rachel Cruze and George Kamel

      3,217 Listeners

      Financial Audit by Caleb Hammer

      Financial Audit

      754 Listeners

      Real Estate the Ramsey Way by Ramsey Network

      Real Estate the Ramsey Way

      198 Listeners

      Candace by Candace Owens

      Candace

      10,100 Listeners