In this episode, we unpack the biggest shifts shaking up the real estate world right now. Why are mortgage rates continuing to climb—and what does it mean for buyers and sellers in 2025? We also dive into the buzz around Freddie Mac and Fannie Mae: is the federal conservatorship era finally ending, and what could it mean for lending standards? 

Plus, a surprising stat: the median age of homebuyers has jumped to 56. What’s behind this dramatic shift, and what does it say about generational access to homeownership? We break down why Millennials and Gen Z do want to buy homes—but face steep affordability barriers. 

Lastly, we look at how Zillow’s new listing access standards might streamline the buyer experience but create headaches for realtors. Tune in for insights, market context, and what you need to know to stay ahead in today’s real estate landscape. 

Submit your questions for Jay and Ryan to answer on the podcast here!