In this Bonus Episode of Housing Insiders, Jeremy Potter continues the conversation with Prosperity Now's Chrissi Johnson and Nestment's Niles Lichtenstein about the fate of the starter home. The trio's new report, The Starter Home Is Dead. Now What?, is a eulogy to a bygone era of traditional homeownership, but it also offers hope to buyers still trying to get into the market. Whether it's shared equity or rent-vesting, you'll want to hear about some of these alternative pathways and the workarounds real customers are using right now to make homebuying a reality.

Download the white paper here: https://www.prosperitynow.org/news-and-insights/homeownership-in-america-the-starter-home-is-dead-now-what

Whether you're a housing professional or simply care about the future of where we live, Housing Insiders delivers practical ideas for shaping a more accessible, resilient housing ecosystem. Don't miss this episode, and subscribe for more expert insights and actionable solutions.

Email [email protected] with any questions or comments and Subscribe to Housing Insiders on your favorite podcast platform.

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It's a Housing Insiders month unlike any other. This month, we're sharing a 2-part series on shared equity, featuring models that allow consumers to do something besides just renting or owning a home, but sharing. In Part 2, you'll hear Jonathan & Jeremy interview Homium CEO Marcus Martin and Crib Equity Co-Founder & CEO Skye Laudari. Homium partners with state and local HFAs, municipalities, and nonprofits to offer shared appreciation mortgage down payment support built for homeowners to succeed, and Crib Equity matches your down payment, helping you afford a better home and reduce your monthly mortgage payments. Hear how the financial side works for these shared equity solutions, how they're thinking through the tax implications, the potential for using blockchain when it comes to shared home equity, how co-investing works when it comes to shared equity, and what happens when it's time to resell your home.

Whether you're a housing professional or simply care about the future of where we live, Housing Insiders delivers practical ideas for shaping a more accessible, resilient housing ecosystem. Don't miss this episode, and subscribe for more expert insights and actionable solutions.

Email [email protected] with any questions or comments and Subscribe to Housing Insiders on your favorite podcast platform.

This podcast is brought to you by Bilt Rewards

It's a Housing Insiders month unlike any other. This month, we're sharing a 2-part series on shared equity, featuring models that allow consumers to do something besides just renting or owning a home, but sharing. In Part 1, you'll hear Jonathan & Jeremy introduce the concept & key terminology of shared home equity, followed by interviews with Ownify Founder & CEO Frank Rohde and Cedar Co-Founder & CEO Stuart Allan. Ownify's fractional ownership platform partners savvy investors with qualified first-time homebuyers, and Cedar's lease model allows consumers to finally afford the home they want. Hear how fractional ownership works, the perks of seeing the real-time value of your home, what happens when you add the benefits of renters into homeownership, the nature of land leases, and investor considerations for shared equity.

Whether you're a housing professional or simply care about the future of where we live, Housing Insiders delivers practical ideas for shaping a more accessible, resilient housing ecosystem. Don't miss this episode, and subscribe for more expert insights and actionable solutions.

Email [email protected] with any questions or comments and Subscribe to Housing Insiders on your favorite podcast platform.

This podcast is brought to you by Bilt Rewards

Former Coldwell Banker CEO and now btcRE Founder Ryan Gorman spends his time turning stubborn buildings into productive, community‑anchored assets. In this episode of Housing Insiders, Ryan joins Jonathan and Jeremy to talk candidly about what it really takes to make a redevelopment pencil out today: juggling design and finance, deciding whether becoming a developer is still worth it, why it's so hard to build anything new, the biggest obstacles that stall projects, and how far building codes constrain what's possible.

Whether you're a housing professional or simply care about the future of where we live, Housing Insiders delivers practical ideas for shaping a more accessible, resilient housing ecosystem. Don't miss this episode, and subscribe for more expert insights and actionable solutions.

Email [email protected] with any questions or comments and Subscribe to Housing Insiders on your favorite podcast platform.

This podcast is brought to you by Bilt Rewards

Jeremy Potter picks up the solo hosting duties in this Bonus Episode of Housing Insiders live from the 2025 Prosperity Summit. He was on a panel with Niles Lichtenstein, the Co-Founder & CEO of Nestment - the team of first-time homebuying experts. In this session, they tackle the death of the starter home and what first-time homebuyers can actually do to get in the home equity game. Hear the history of the starter home, the various shared equity options to help first-time homebuyers, shocking stats on homeownership, how we can create more confidence among first-time homebuyers, and whether first-time homebuying tools could ever be offered by employers.

Whether you're a housing professional or simply care about the future of where we live, Housing Insiders delivers practical ideas for shaping a more accessible, resilient housing ecosystem. Don't miss this episode, and subscribe for more expert insights and actionable solutions.

Email [email protected] with any questions or comments and Subscribe to Housing Insiders on your favorite podcast platform.

This podcast is brought to you by Bilt Rewards

Another crazy year, another crazy year in the housing industry. In this special episode of Housing Insiders, Jonathan & Jeremy look back at how their 2025 housing predictions fared and reveal their housing predictions for 2026. Hear what excites them about innovation in the housing industry, how AI will impact lending this year, the housing policy changes that may or may not finally happen, a lightning round of housing takes on real estate & offsite construction, and an impressive amount of Scarlett Johansson shoutouts.

Whether you're a housing professional or simply care about the future of where we live, Housing Insiders delivers practical ideas for shaping a more accessible, resilient housing ecosystem. Don't miss this episode, and subscribe for more expert insights and actionable solutions.

Email [email protected] with any questions or comments and Subscribe to Housing Insiders on your favorite podcast platform.

This podcast is brought to you by Bilt Rewards

It's the most wonderful time of the year, so we naturally had to get something off our chest. In this special episode of Housing Insiders, Jeremy plays solo host and Jonathan plays guest, bringing his Christmas Wish List for FHFA Director Bill Pulte and the GSEs. It's an extra passion-filled episode that reveals Jonathan's biggest wish for 2026, the creation of a GSE-backed construction loan. The Build My Home Mortgage could turn a niche, confusing "construction-to-perm" corner of the market into a mainstream path where realtors, lenders, and small builders can confidently tell families, "Can't find the home you want? We'll build it with you." It's an interesting solution to the supply crisis, especially when you consider the number of abandoned homes, empty lots, and land for sale while the housing crisis rages on.

Whether you're a housing professional or simply care about the future of where we live, Housing Insiders delivers practical ideas for shaping a more accessible, resilient housing ecosystem. Don't miss this episode, and subscribe for more expert insights and actionable solutions.

Email [email protected] with any questions or comments and Subscribe to Housing Insiders on your favorite podcast platform.

This podcast is brought to you by Bilt Rewards

Dennis Shea is the Executive Vice President and Chair of the J. Ronald Terwilliger Center for Housing Policy at the Bipartisan Policy Center (BPC). His past work with the Bipartisan Center includes serving as a consultant to the BPC's blue-ribbon Housing Commission and its Senior Health and Housing Task Force. Hear what the government should be focusing on to make housing more affordable, what's holding up zoning reform, the most game-changing (or not) pieces of housing legislation in the works, what's next for GSEs, and why we're truly in a moment where anything can happen in housing.

Whether you're a housing professional or simply care about the future of where we live, Housing Insiders delivers practical ideas for shaping a more accessible, resilient housing ecosystem. Don't miss this episode, and subscribe for more expert insights and actionable solutions.

Email [email protected] with any questions or comments and Subscribe to Housing Insiders on your favorite podcast platform.

This podcast is brought to you by Bilt Rewards

Happy Thanksgiving! Thank you for tuning into Housing Insiders and for making this show so special. In this Thanksgiving Special episode, Jonathan & Jeremy serve up their favorite Thanksgiving meal traditions - from those cheese ball appetizers to the air-fried bird - along with sides of their favorite products & trends they're liking in the industry. After a boozy Friendsgiving, Jonathan usually needs to take his pecan pie to go, and he thinks a mortgage should be portable too. Hear what else they have on their housing menu. And for Giving Tuesday, please consider a donation to DBG-Detroit at DBGDetroit.org

Whether you're a housing professional or simply care about the future of where we live, Housing Insiders delivers practical ideas for shaping a more accessible, resilient housing ecosystem. Don't miss this episode, and subscribe for more expert insights and actionable solutions.

Email [email protected] with any questions or comments and Subscribe to Housing Insiders on your favorite podcast platform.

Inspectify Co-Founder & CEO Josh Jensen is fed up with the state of property & home inspections. That's why he started his company - a vertically integrated property inspection & underwriting platform. He joins Jonathan Lawless & Jeremy Potter in this fiery episode of Housing Insiders - not Psychology Insiders - to talk the past, present, and future of property & home inspections. Hear who gets home inspections & why, The Taylor Swift Problem in the world of inspections, what needs to change to improve home inspections, how AI could help home inspectors, and the most common things inspections uncover.

Whether you're a housing professional or simply care about the future of where we live, Housing Insiders delivers practical ideas for shaping a more accessible, resilient housing ecosystem. Don't miss this episode, and subscribe for more expert insights and actionable solutions.

Email [email protected] with any questions or comments and Subscribe to Housing Insiders on your favorite podcast platform.

This podcast is brought to you by Bilt Rewards