Interested in understanding the latest trends shaping retirement and investing? This episode of the Money Matters Podcast with Wes Moss and Connor Miller offers an educational discussion designed to help listeners stay informed about developments in retirement plans, private equity, and artificial intelligence (AI) in today’s markets. Gain perspective—not predictions—on how these topics may influence the financial landscape over time.

• Examine how 401(k) plans are evolving and why private equity is being discussed as a potential addition to certain retirement plan structures.

• Explore how certain organizations are engaging in conversations around expanding access to specific private market investments.

• Understand the potential advantages and limitations of private equity, including liquidity, valuation practices, and investor eligibility considerations.

• Recognize that only about 40% of Americans are familiar with private equity, underscoring the importance of continued financial education and awareness.

• Review the role of collective investment trusts (CITs) and target-date funds, and how these vehicles are used within employer-sponsored retirement plans.

• Hear how artificial intelligence is being applied in business settings, including a large retailer’s use of AI and IoT technology in an attempt to improve supply chain logistics.

• Consider how AI-related business investments may influence efficiency, operational performance, and capital expenditures over time.

• Reflect on life expectancy trends and the importance of longevity planning as part of a thoughtful retirement income strategy.

• Explore how diversified, multi-asset income approaches may help support long-term portfolio sustainability and withdrawal planning.

• Review why income-focused frameworks, such as the 4% rule of thumb, continue to serve as points of reference in retirement planning discussions.

Retirement planning is a personal, ongoing process that depends on each individual’s goals, time horizon, and circumstances. Listen and subscribe to the Money Matters Podcast for balanced, educational conversations that promote understanding and confidence in your financial decision-making process.