Thirty-year-old Henrietta wants to start investing but has found herself lost in the small print of stocks and shares ISAs. How to choose the right one? Which fee structure is right for the amount she is investing? And should she go for passive or active investing? Presenter Claer Barrett is joined in the studio by FT personal finance and investing columnists Moira O’Neill and Jason Butler to discuss everything new investors need to know about opening a stocks and shares ISA.

Want more?

For more about passive vs active investing, listen to Money Clinic investment masterclass The cheapest way to invest

Still sorting out your new year’s finances? Check out Claer’s column Five financial new years resolutions for 2023

You can follow Moira @moironeill on Twitter, and check out her column Where to park a lump sum if you’ve got a bit of money you are looking to put somewhere. 

Jason’s Twitter is @jbthewealthman, and his latest column Are you heading for a financial car crash? is available on FT.com

Money Clinic would like to hear from you. If you have an episode idea or want to get in touch, please email us at [email protected] or DM Claer on social media. She is @ClaerB on Twitter, Instagram and TikTok

Presented by Claer Barrett. Produced by Persis Love. Our executive producer is Manuela Saragosa. Sound design is by Breen Turner, with original music from Metaphor Music. 

Read a transcript of this episode on FT.com

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