The Investors Corner

How He Built a Property Portfolio From Scratch – And Why He's Backing the Midlands


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If you're wondering where the smart money is going in property, this episode has the answers. In Part 2, Umesh Kalra shares how he's building his portfolio strategically—and why the Midlands is firmly on his radar for future investment.

In This Episode (Part 2): In Part 2 of our conversation with investor Umesh, we dive into the strategies that are working right now for building a profitable property portfolio—without chasing unrealistic returns or overcomplicating the process.

We also explore why more savvy investors are looking towards the Midlands as the next area of opportunity, and how he's positioning his portfolio for sustainable growth.

We cover:

  • Where Umesh is focusing his property investments in 2025
  • Why the Midlands is offering some of the best returns and growth potential
  • His approach to finding solid buy-to-let deals that actually cashflow
  • How he finances and manages risk while scaling his portfolio
  • The mindset needed to stay consistent and profitable in the current market

If you're serious about growing your portfolio the smart way—this is the one to listen to.

👉 Interested in working with Umesh or learning more? Visit www.moneyrowproperties.co.uk or call 01162 046949.

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