Most financial advice is built around one idea: how to grow your money. Invest more, stay the course, think long term. And that may potentially work. But what happens when you reach the point where growth is no longer your only goal, and the question changes from "how much can I make?" to "how do I not lose what I’ve built?"

The skills required to build your nest egg are NOT the same ones you need to keep it. During your working years, volatility can be your ally. Time is on your side, and short-term swings don’t matter much. But in retirement, those allies can quickly turn into enemies. What happens when you need cash flow from your portfolio while the market is down? And where should the line be drawn between stability and opportunity?

Learn all about navigating that transition while avoiding taking unnecessary risks from podcast host Johnny Dean and Rick “The Professor” Plum, CFP® on this week’s episode of Managing Your Financial Future!