Canadian Wealth Secrets

How to Create Tax Free Passive Income With Your Retained Earnings


Listen Later

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call here

Are your retained earnings quietly shrinking under taxes and inflation — even though your business is thriving?

If you’re an incorporated business owner, you’ve likely felt boxed in by bad options: pull money out and lose nearly half to tax, leave it sitting idle, or invest and watch passive income get hit with punitive rates. Meanwhile, wealthy families seem to grow corporate wealth smoothly, access liquidity when they need it, and pass money on with minimal tax friction. This episode breaks down why that gap exists — and how the rules of the Canadian tax system actually reward those who know how to structure properly.

In this episode, you’ll discover:

  • How holding companies and connected corporations can turn retained earnings into 0% tax investment income
  • Why most “safe” corporate investments are tax traps — and what replaces them
  • The missing strategy that allows you to access corporate wealth tax-free during life and at death

Press play now to learn how incorporated business owners turn retained earnings into a tax-free corporate wealth flywheel.

Discover which phase of wealth creation you are in. Take our quick assessment and you’ll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.

Canadian Wealth Secrets Show Notes Page:

Consider reaching out to Kyle

  • …taking a salary with a goal of stuffing RRSPs;
  • …investing inside your corporation without a passive income tax minimization strategy;
  • …letting a large sum of liquid assets sit in low interest earning savings accounts;
  • …investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,
  • …wondering whether your current corporate wealth management strategy is optimal for your specific situation.

Corporate wealth management for Canadian business owners goes far beyond basic investing—it’s about building a complete Canadian wealth plan that turns retained earnings into tax-free income while supporting long-term financial freedom in Canada. Through smart corporate tax strategies like holding company structures, life insurance planning, salary vs dividends optimization, and tax-efficient investing, entrepreneurs can create reliable passive income, accelerate early retirement strategies, and support a modest lifestyle wealth approach without unnecessary tax drag. By combining corporate we

Ready to connect? Text us your comment including your phone number for a response!

Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

...more
View all episodesView all episodes
Download on the App Store

Canadian Wealth SecretsBy Kyle Pearce, Jon Orr

  • 5
  • 5
  • 5
  • 5
  • 5

5

21 ratings


More shows like Canadian Wealth Secrets

View all
More Money Podcast by Jessica Moorhouse

More Money Podcast

115 Listeners

Build Wealth Canada Podcast by Kornel Szrejber: Investor

Build Wealth Canada Podcast

12 Listeners

Michael Campbell's Money Talks by HPC Inc.

Michael Campbell's Money Talks

79 Listeners

The Rational Reminder Podcast by Benjamin Felix, Cameron Passmore, and Dan Bortolotti

The Rational Reminder Podcast

471 Listeners

ARC ENERGY IDEAS by ARC ENERGY RESEARCH INSTITUTE

ARC ENERGY IDEAS

26 Listeners

Stress Test by The Globe and Mail

Stress Test

14 Listeners

The Canadian Investor by Braden Dennis & Simon Belanger

The Canadian Investor

82 Listeners

The Peak Daily by The Peak / Curiouscast

The Peak Daily

10 Listeners

Angry Mortgage by Ron Butler

Angry Mortgage

9 Listeners

The Canadian Real Estate Investor by Daniel Foch & Nick Hill

The Canadian Real Estate Investor

33 Listeners

The Loonie Hour by Steve Saretsky

The Loonie Hour

12 Listeners

Money Feels by Bridget Casey and Alyssa Davies

Money Feels

47 Listeners

Market Call by BNN Bloomberg

Market Call

20 Listeners

The Wealthy Barber Podcast by The Wealthy Barber Inc.

The Wealthy Barber Podcast

61 Listeners

In the Money with Amber Kanwar by Amber Kanwar

In the Money with Amber Kanwar

20 Listeners