The Financial Independence Show

How to Crush Your 2026 Goals


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It’s a new year, and that means new goals! Cody and Justin share their top tips and tricks to help you set yourself up for success in 2026.

The guys are already hitting the ground running with their 2026 goals:

  • Cody is already testing out snowbirding down in Florida
  • Justin is actively recruiting for his first international group trip
  • Don’t forget to share your goals with us in the Facebook Group.

    To kick off the episode, the guys break down how the methods they’ve used to successfully meet their goals, which include:

    Tracking is Key
    • “What gets measured, gets managed.”
      • You need to know how you’re doing currently to improve
      • For finance, use apps like YNAB, Monarch Money, or a spreadsheet
      • For fitness, use apps like MFP, TrainHeroic, etc.
      • For any goal you want to actually reach, there needs to be tracking
      • Inputs vs. Outputs
        • “I’m going to invest $1,000 every month” vs “I’m going to increase my net worth by $25K”
        • “I’m going to work out 5x per week” vs “I’m going to lose 20 pounds.”
        • Accountability
          • Join online groups or local groups
            • Groups that have people ahead of where you currently are are a big bonus
            • Share milestones/goals with friends
              • Keep talking about it to the point where you’d be embarrassed if you didn’t finish
              • Set punishments and rewards for your actions
              • Goal Sizing
                • Goals shouldn’t be so big that they paralyze you
                  • They also shouldn’t be so easy that you hit them without much effort
                  • A “good” goal should require quite a bit of effort, but still be possible
                    • If you hit your goal too early in the year, you may lose steam (you can always level up your goal, too; it’s just important to know your personality)
                    • A / B Goals
                      • Many runners/athletes in competition have an A and a B goal, maybe even a C goal. 
                      • A -> The stars align perfectly, you can see a path to it, you’re putting in the work, but it’s a reach
                      • B -> Fairly confident, little room for error, still can be very proud of the outcome
                      • C-> as within your control as possible, room for error, a backstop to avoid just giving up if your more aggressive goal fails
                      • Becoming a person who ____
                        • “I’m the type of person who saves 50% of my income.”
                        • “I’m the type of person who runs marathons.”
                        • “I’m the type of person who volunteers.”
                        • Let go of the fear of failure by playing the tape forward
                          • If you can look yourself in the mirror and be proud of your effort, what is really the biggest drawback to you trying and failing?
                          • Celebrate the wins along the way
                            • Maybe your goal is a 10k this year
                              • Celebrate your first 5-mile run
                              • Celebrate your new 5k PR
                              • Cody and Justin’s 2026 Goals!

                                Here’s a sneak peek into the goals we shared publicly in this episode:

                                Cody’s Goals:
                                • Fewer decisions driven by money
                                  • Make decisions bc I want to do them (regardless of money)
                                  • More regular fitness challenges
                                    • Ironman, Hyrox, 100k steps, etc
                                    • Spontaneous adventures
                                      • Always discovering and exploring new places (even at home)
                                      • Book launch
                                        • Goal is April/May release, podcast tour, book tour, etc
                                        • Gold City Ventures
                                          • Nail down an ad strategy, continue to grow business
                                          • Real estate
                                            • Keep running existing properties, only “buying” new properties via syndication. Scaling back a bit feels good
                                            • Justin’s Goals:
                                              • Run a Marathon in December (CIM)
                                                • A goal -> sub 3:15
                                                • B goal -> sub 3:30
                                                • C goal -> sub 4hr
                                                  • New PRs
                                                    • 5k / 10k / half marathon / Deadlift
                                                    • Hyrox Double with Leslie
                                                      • Lead a group fitness-focused trip
                                                        • A goal -> 12+ person international
                                                        • B goal -> any number domestic
                                                        • C goal -> any number in Austin
                                                        • Build Fitness Community
                                                          • Host 6+ in-person fitness meetups
                                                          • Design 12 12-week beginner Hyrox guide
                                                          • Post weekly fostering community
                                                          • This goal is in support of the fitness trip goal
                                                          • Hang out with at least one friend every week we’re in Austin
                                                          • Run the greatest number of annual miles of my life
                                                            • A goal -> Avg  30 miles per week post Achilles rehab
                                                            • B goal -> Avg  25 miles per week post Achilles rehab
                                                            • C goal -> Avg  20 miles per week post Achilles rehab
                                                            • Finish House Remodel in Mississippi
                                                              • A Goal – Full remodel, landscaped, short-term rental
                                                              • B Goal – Full remodel, long-term tenant
                                                              • C Goal – Liveable for personal use
                                                              • Complete another amazing multi-month International trip with Leslie
                                                              • Build out Recipes
                                                                • A Goal – 50+ fully documented recipes posted on Substack with social posts
                                                                • B Goal – 50 Recipes Designed, 25 documented and posted on Substack
                                                                • C Goal – 50 Recipes Designed
                                                                  • Finish documenting the 2025 trip on Substack
                                                                  • We hope you enjoy getting these tried and true methods for hitting your goals.

                                                                    If you found value in the episode, please share it with a friend!

                                                                    Links from the Episode
                                                                    • Spain Fitness Retreat
                                                                    • Share Your Goals With Us
                                                                    • The Ultimate FI Spreadsheet
                                                                    • YouTube Interview

                                                                      https://youtu.be/KXe07xlJzRA

                                                                      Join the Community

                                                                      We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!

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