How can you find rooms for 4 in Scotland? Is Bilt worth it if your rent's only $1500? We answered these questions and more on the Ask Us Anything hosted live on YouTube on April 2nd, 2025. (03:29) -  ​​If you guys could only have cards from one issuer, which would you choose?

(11:09) -  ​​What's your thought on how long the us bank 4% card could stay alive?

(12:04) -  Do you guys have a comprehensive list of when each type of point expires? For example United Travel Bank expires 5 years after purchasing, Hyatt points i think expire 2 years if no activity etc.

Read our post on "How to keep points and miles alive" here: https://frequentmiler.com/how-to-keep-points-and-miles-alive/

(12:34) - ​​Do you think Aeroplan is going to lose value bc of too mamy tiers of pricing for different partners? A big chunk of the value is mixing partners, that's hard if there's so much variance.

(17:02) -  ​​Going to Europe for the first time from lax in 1 year. How do I get started figuring out how to use my many Amex mile

Read our "Best ways to get to Europe with miles or money" post here: https://frequentmiler.com/best-ways-to-get-to-europe-with-miles-or-money/

You can find our "Which award search tool is best" post here: https://frequentmiler.com/which-award-search-tool-is-best/

(21:05) - Opinions everyone - Will Hyatt ever revamp their personal credit card?

(21:56) -  In the US, you can have multiple people in a hotel room yet in Europe it seems impossible to put 4 people in a hotel room. Is there a way to do that in Scotland?

Read Nick's post about booking Cottages.com with Wyndham here: https://frequentmiler.com/booking-cottages-com-via-wyndham-rewards/

(29:33) -  ​​When looking for points/miles redemptions, at what point in time before the flight do you consider paying with cash?

(31:33) -  You guys stress opening up new cards for Sign up bonuses and using Categories multipliers. How many New Cards do you open for SUB each year and how often apart do you open them?

(35:30) - ​​How many credit cards do you typically open in a calendar year and what’s the split with the amount of new business versus personal cards?

Read the complete guide to credit card application rules by bank here: https://frequentmiler.com/complete-guide-to-credit-card-application-rules-by-bank/

(40:56) - JW Masai Mara will charge you $4,950 PER NIGHT if you booked on points and you cancel less than 90 days out. CSR won’t cover it because nothing has been charged on the card in advance. Thoughts?

(46:37) - Hi, is it possible I can get a FREE Carnival cruise if I submit just a MGM gold status + Wynn Platinum? Trying to avoid making a trip to Atlantic City for more statuse

(49:08) - ​​If my rent is $1500 a month is Bilt card worth a 5/24 spot?

Music Credit – “swappin’ back n’ forth” by up @ night