Medical scheme membership is expensive and it becomes more expensive every year. The average family pays R6000 or more a month for their medical scheme benefits, yet Andre Jacobs author of “Medical Schemes Explained: Your Ultimate Guide to Using Your Medical Scheme Efficiently” argues that many are paying too much, simply because they do not understand the way their scheme works. In this podcast Maya and Andre discuss the importance of understanding your medical scheme and what to do if your scheme will not cover expenses.