This evening, we unpack the day's market movements with Rand Swiss, review Senwes' latest financial results, discuss the implications of Prasa's planned retrenchments with the African Rail Industry Association, examine how Aarto will apply to vehicles shared by multiple drivers with Outa, explore Santam's new cashback programme, and, in our Personal Finance segment, we take a closer look at SA's consumer credit landscape with TransUnion. SAfm Market Update - Podcasts and live stream

Gary Booysen – Portfolio manager, Rand Swiss SAfm Market Update - Podcasts and live stream

Derek Engelbrecht – CFO, Senwes SAfm Market Update - Podcasts and live stream

Mesela Nhlapo – CEO, Africa Rail Industry Association SAfm Market Update - Podcasts and live stream

‘We think they’re chasing a launch-day deadline as opposed to a readiness deadline; it’s seriously problematic, it's going to get messy' – Outa CEO Wayne Duvenage. SAfm Market Update - Podcasts and live stream

Leruo Malumo – Head: Product strategy, development and governance, Santam SAfm Market Update - Podcasts and live stream

Ayesha Hatea – Director: Research and consulting, TransUnion SAfm Market Update - Podcasts and live stream

Terence Hove explains the rand's performance against major currencies, how weaker US economic data supported its strong performance, and why SA remains an attractive investment destination. He also discusses US jobs data, employers' cautious approach to hiring, the easing Brent crude oil price, and the market optimism surrounding the proposed 60-day ceasefire. SAfm Market Update - Podcasts and live stream

‘I can go on and on about the fundamentals of illegal immigration to South Africa, but our own government is very complicit in this process’ – Moeletsi Mbeki, chair of the South African Institute of International Affairs. SAfm Market Update - Podcasts and live stream

Kokkie Kooyman – Executive director and portfolio manager, Denker Capital SAfm Market Update - Podcasts and live stream