While peace talks between the US and Iran have helped bring down oil prices and, with them, inflation expectations, Chris Holdsworth, Chief Investment Strategist, at Investec Wealth & Investment International says markets are reading Fed chief Kevin Warsh's commitment to price stability as a sign that a US rate hike is on the way. Investec Focus Radio SA

Is higher education keeping up with AI? For decades, the university degree has been treated as a reliable bridge between learning and work. AI is testing that bargain.

As technology changes what employers need, higher education faces a sharper test - not whether it can produce graduates, but whether it can prepare people to think, adapt and contribute to an economy being reshaped in real time.

In this episode of No Ordinary Wednesday, our host Jeremy Maggs, Jerome September, Dean of Student Affairs at Wits University and Lesley-Anne Gatter, Global Head of People & Organisation, examine what future readiness means for universities, employers and South Africa’s growth prospects.

Listen to the full conversation to find out more.

Read more on www.investec.com/now Investec Focus Radio SA

Markets welcomed reports of a US-Iran peace deal, with equity markets up and oil prices down sharply from recent highs. This could be good news for the global inflation outlook, though risks remain. Investec Focus Radio SA

Professional athletes can earn life-changing money before the age of 30.

So why do so many still struggle financially after retirement?

In this episode of Everything Counts: Sport's Edition, Motheo Khoaripe quizzes former Springbok and Investec head of Sports, Schalk Brits, financial adviser Vumi Dludlu, and Wealth Manager Moses Bokaba on the financial realities athletes face behind the scenes.

From sudden wealth and career-ending injuries to family pressure, lifestyle inflation and planning for life after sport, the conversation explores the money challenges that don't make the headlines.

Whether you're a professional athlete, entrepreneur or simply trying to make smarter financial decisions, the lessons in this discussion apply far beyond sport.

In this episode:

✔ Why earning more doesn't automatically create wealth

✔ The biggest financial mistakes athletes make

✔ How to prepare for retirement while still competing

✔ Managing pressure from family, friends and lifestyle expectations

✔ Building a trusted team of financial experts

✔ Turning short-term income into long-term wealth

00:12 Introduction

01:50 Why athletes need to prepare financially for retirement

04:10 The role of financial advisers in an athlete's career

07:00 The psychology of money management in professional sport

09:30 Building the right financial team

11:12 Managing wealth during a limited earning window

15:00 Making your money work harder through investing

16:24 Why financial literacy matters in sport

18:07 Discipline in sport versus discipline with money

19:31 Avoiding common financial mistakes

23:00 Managing social and lifestyle spending pressures

25:07 The impact of financial stress on performance

26:58 Estate planning and family financial conversations

28:22 Managing local and international income streams

30:25 Long-term financial planning for athletes

32:20 Conclusion Investec Focus Radio SA

Economic data in the US, such as jobs growth, have surprised to the upside of late, pointing to a resilient economy. Chris Holdsworth, Chief Investment Strategist, at Investec Wealth & Investment International says this strength has unsettled markets, on rising expectations of rate hikes by the Fed. Investec Focus Radio SA

Marble's head sommelier, Wikus Human and Investec's Roy van Eck, discuss what to consider when graduating from casual wine purchaser to wine collector. Together with host Palesa Mapheelle, they explain how to identifying age-worthy vintages, and the risks and rewards of investing in wine to make a financial return. They also share their personal journeys into wine, what mistakes they they've made along the way, and why South African wines may still represent an undervalued opportunity.

KEY MOMENTS:

00:00: Introduction to Wine in Focus

00:38 Recognising the storms in Western Cape Winelands

00:58: Introduction to guests

01:56: The start of the wine journey for Wikus and Roy

04:02: Collecting wine for investment or consumption

05:00: How do you know that a wine is worth aging?

06:08: How sommeliers keep personal tastes at bay

07:03: Never buy one bottle at a time: Lessons on purchasing

08:00: The risks associated with investing in wine

09:51: Liv-Ex Fine Wine 1000 Index: Wine returns on the sharp decline

11:11: The reason behind falling wine prices

13:17: “En primeur” explained: buying wine still in the barrel

15:29: Wine regions and wine varietals worth noting

17:22: 2014 and 2023 deemed poor vintages but not across the board

17:44: SA offers quality and affordability

19:22: A sommelier’s observations on changing wine behaviour

20:50 When to drink a wine and when to hold onto it?

21:57: The future of SA’s wine market

23:49: One wine moment that Wikus and Roy will never forget

26:46: Outro Wine in Focus series page · Investec Focus Radio SA

China remains South Africa's largest trading partner, but the landscape of global trade is evolving. As compliance requirements tighten, supply chains face new pressures, and geopolitical tensions reshape trade flows, businesses must navigate an increasingly complex relationship with the world's second-largest economy.

In this episode of No Ordinary Wednesday, Investec Treasury Economist Tertia Jacobs and Head of Supply Chain Dylan Govender look at the forces reshaping Sino-South Africa trade and explore what these changes mean for local businesses and the broader economy.

Read more on www.investec.com/now

Chapters:

00:00 – Introduction

01:21 – The evolution of SA-Sino trade relations

02:38 – Will the zero-tariff trade deal change this asymmetry?

05:13 – New China export rules could impact SA exporters

06:40 – How SA is walking the tightrope of politics and trade

09:08 – The added complexity of BRICS

10:36 – South Africa must diversify imports of finished goods

12:16 – Investec wants the deadline of compliance to be extended

13:01 – Impact of China’s slowing economy on South Africa

15:13 – Businesses need sufficient working capital to get through delays

15:50 – The nature of Sino-SA relations over the next five years

17:40 – Closing Investec Focus Radio SA

“Respect money and it will respect you.”

That is one of the earliest money lessons Investec ambassador SA soccer midfielder playing for Mamelodi Sundowns and Bafana Bafana Teboho Mokoena learned growing up in Bethlehem – and it has shaped the way he thinks about football, family and financial freedom.

In this episode of Everything Counts: Sports Edition, Teboho shares how he went from earning his first salary of R3 500 a month to navigating bigger contracts, money mistakes, lifestyle pressure and the responsibility of building generational wealth.

He opens up about:

• The childhood lessons that shaped his money mindset

• What changed when football became a career

• The pressure that comes with earning more, quickly

• Money mistakes, including chasing fast returns

• Why financial literacy matters for footballers

• His plans for life after football

• Giving back to young players in Bethlehem

This is more than a football story. It is a conversation about discipline, responsibility and learning how to make success last.

Watch now and subscribe to Investec Focus Radio for more conversations that prove: when it comes to money, everything counts.

00:00 Introduction

00:45 Growing up in Bethlehem

01:56 Money lessons Teboho Mokoena learned from family

05:03 When football became a career

06:00 Making money as an athlete

06:33 Becoming a professional footballer

08:46 Teboho Mokoena on joining Mamelodi Sundowns

11:07 How family changed Teboho Mokoena’s money mindset

11:45 Teboho Mokoena’s money philosophy

12:10 Is there enough financial literacy for athletes in South Africa?

16:20 Teboho Mokoena’s time as an Investec ambassador

19:02 Managing money and pressure as a footballer

21:40 How Teboho Mokoena supports his hometown community

23:10 Plans for life after football

24:05 Teboho Mokoena’s financial advice for young people

26:06 Conclusion Investec Focus Radio SA

While the tech sector has been a well-known driver of earnings and performance on Wall Street, it’s also been the major contributor to emerging markets as well. Chris Holdsworth, Chief Investment Strategist, at Investec Wealth & Investment International says that’s largely to the contributions of TSMC in Taiwan and Samsung and SK Hynix in South Korea, emerging markets are up 26% year to date and 54% over 12 months. Investec Focus Radio SA

US President Donald Trump announced over the weekend that the US and Iran were close to finalising a deal to end the war. However, notes Investment Strategist Osa Mazwai, even if the Strait of Hormuz were to be reopened completely, it will take some time for traffic to return to normal and for energy prices to fall significantly – which could be a problem for Republicans in the US midterm elections. Investec Focus Radio SA