From credit cards, personal loans, car loans, overdrafts, mortgages, owing friends and family, even a phone contract – debt comes in a number of forms and it’s easy to feel overwhelmed.

But there are ways to climb out of debt and feel more in control.

Here to dive a little bit deeper is friend of the show, Andy Webb – the man behind the award-winning Be Clever With Your Cash blog and host of the Cash Chats podcast.

Andy and our host Kia Commodore talk through how to manage debt, strategies to reduce what you owe and prioritise.

These are the organisations Andy mentions who can offer free support with debt: Citizens Advice, National Debtline, Step Change and Christians Against Poverty.

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

You can hear more from Andy on his podcast Cash Chats and online: https://becleverwithyourcash.com/

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording.

See omnystudio.com/listener for privacy information.