The Long Game

How to Manage Your Financial Life as a Married Couple


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Whether you’re newlyweds or have been together for years, navigating money matters can be challenging, especially when you start blending incomes, expenses, and financial goals.

In this episode, I discuss three effective systems for managing finances in a marriage:

  1. Entirely Combined: The traditional approach where both partners share everything—income, expenses, savings, and investments. I share why this method often leads to stronger partnerships and better financial outcomes.

  2. Half and Half: A balanced approach where couples maintain a shared account for bills while also having individual accounts for personal spending. This method allows for autonomy while still working towards common financial goals.

  3. All Separate: While I don’t recommend this for everyone, I explore how some couples, especially those who marry later in life, find success in managing their finances separately.

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✅ Financial planning for 30-50 year old entrepreneurs: ⁠https://www.allstreetwealth.com⁠

✅ My personal blog & newsletter: ⁠https://www.thomaskopelman.com

Disclaimer: None of this should be seen as financial advice. It is just for informational purposes.

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The Long GameBy Thomas Kopelman

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