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Hey there, points people! Today, I'm chatting with John Pham from TheMoneyNinja.com.

In this episode we dive into John's crazy story where he turned his passion for personal finance into a full-time job, and how you can too! Not just that, but how he got the AMEX Black card in college, the best ways to optimize your time within your business and travel hacking, his crazy stories with the AMEX concierge and so much more!

For those who turned their passion into a business, consider the Chase Ink Business Preferred Card, which is one of the most popular business cards for business owners looking to maximize their points game!

If you are interested in supporting this show when you apply for your next card, check out geobreezetravel.com/cards and if you’re not sure what card is right for you, I offer free credit card consultations at geobreezetravel.com/consultations !

➤ Check out the Chase Ink Business Preferred Card https://milevalue.com/creditcards/chase-ink-business-preferred/?aff=gbt

➤ Waitlist for The Points Accelerator

Timestamps:

00:00 - Intro

04:00 - How John got into points and miles

07:00 - How John got the Black Card in college

07:56 - John's craziest AMEX concierge request

09:48 - Reselling Southwest flights

11:34 - John's E-com business

14:48 - John's advice to get into E-com

20:00 - Business vs Points? Do it right

23:00 - How John decides to manage his time from business and points

25:00 - How to maximize spend

28:10 - John's recently opened cards

30:41 - Spending for status

35:15 - Mastering your craft takes time

40:00 - Do something you're passionate about

47:01 - Success does not come over night

50:31 - Sticking to your roots "for fun"

53:10 - John's best advice for life and business

53:34 - Shoutout

56:19 - outro/conclusion

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➤ You can read John’s blog HERE

➤ You can find Julia through her ⁠⁠Free Course⁠⁠ (includes hotel upgrade email template) | ⁠⁠Instagram⁠⁠ | ⁠⁠Credit Card Links⁠⁠ | ⁠⁠Patreon⁠⁠ | ⁠⁠YouTube⁠

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➤ Ask me a question or request a free award search tutorial HERE!

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