South Africans are feeling more confident about their finances than they have in the last three years – according to the 2025 Sanlam Financial Confidence Index.

This good news is driven in part by lower interest rates, the end of loadshedding, and real salary increases. Yet, despite feeling more confident, this is not translating into an improved sense of financial well-being and 74% of South Africans remain stressed about their daily finances. 

As we know from experience, we usually need confidence to inspire action. So, how can we utilise this confidence and improved macroeconomic conditions to enhance our personal financial well-being?

In this podcast, host Maya Fisher-French is joined by Kele Boakgomo, behavioural scientist and CEO of Yugrow, and Lee Hancox, Head of Channel and Segment Marketing at SanlamConnect, to unpack the trends and behavioural insights from the Sanlam Financial Confidence Index, as well as provide tools and strategies we can apply to make sure we enter 2026 with a greater sense of financial control.

For the full Sanlam Financial Confidence Index report, click here