01.16.2014 - By Steve Stewart
#141: Before starting our debt-free journey we had $176,000 in retirement accounts but our net worth was only $74,000. What’s the secret that doubled our net worth in 8 years? We followed Dave Ramsey’s advice: We got on a budget We stopped borrowing money We paid off all of our consumer debt We put 3 months worth of expenses in emergency savings We increased our retirement contributions once we got out of debt Our plan has us saving for our daughter’s future at least six more years We continue to pay down our mortgage and put money aside for car replacement, new windows, etc. Find the full show notes at