All the Hacks: Money, Points & Life

I Built an AI Assistant That Works While I Sleep


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#265: Chris explores how modern AI tools have eliminated the barriers to building software, why planning matters more than coding skill, how anyone can turn a simple problem into a working app faster and cheaper than ever before, and how he built a personal AI assistant that's already started to run his life behind the scenes.


Link to Full Show Notes: https://chrishutchins.com/how-to-build-with-ai-tools


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Resources Mentioned

AI Models & Assistants

  • ChatGPT
  • OpenClaw
  • Gemini
  • Claude
  • AI Coding & Building Tools

    • Replit
    • Lovable
    • Cursor
    • Codex
    • Productivity & Automation Tools

      • Wispr Flow
      • Zapier
      • Nimble Links
      • Tampermonkey
      • Developer Infrastructure

        • Clerk
        • Supabase
        • GitHub
        • FinTech: Plaid

          How to Run OpenClaw as your Virtual EA

          Blogs

          • Doctor of Credit
          • Frequent Miler
          • The Points Guy
          • Deep Personality

            Credit Cards

            • American Express® Gold Card
            • Citi Strata Elite℠ Card
            • Citi Strata Premier℠ Card
            • Bilt 2.0
            • ATH Podcast

              • Ep #263: How to Earn Millions of Points and More Listener Q&A
              • Chris’ Card Optimizer Tool
              • Ask Chris Anything!
              • Leave a review: Apple Podcasts | Spotify
              • Email for questions, hacks, deals, and feedback: [email protected]

              • Full Show Notes

                (00:00) Introduction

                (01:41) Why This Is the Best Time Ever to Build Software

                (04:14) How to Build Almost Anything with AI

                (13:53) Why Context Is the Real Superpower

                (15:58) Using Planning Mode Instead of Guessing

                (16:41) Which AI Tool Should You Start With?

                (17:53) Building a Real Credit Card Optimizer from Scratch

                (28:48) What It Actually Costs to Build with AI

                (32:38) The Real AI Learning Curve

                (33:38) Moving from Cursor to Claude Code

                (36:17) Why You Should Try Building Something (Even If You're Not a Coder)

                (37:00) How OpenClaw Changes the Game

                (38:57) Why Security Still Matters

                (42:25) A Conversation with Ted, Chris' AI Assistant

                (44:07) Letting AI Work While You Sleep

                (49:41) Learning to Be Clear, Specific, and Intentional

                (50:03) Start with a Real Problem

                (50:39) Breaking Projects into Small, Winnable Pieces

                (50:58) What Would You Build If Building Were Easy?

                (51:59) Keeping Track of Cost and Budget


                Connect with Chris

                Newsletter | Membership | X | Instagram | LinkedIn


                Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

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