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ZocDoc: Go to https://www.zocdoc.com/ICED and download the Zocdoc App for FREE

Shopify: Sign up for a $1 per month trial period at https://shopify.com/ich

MagicMind: They have a limited offer you can use now, getting you up to 48% off your first subscription or 20% off one-time purchases with code ICEDCOFFEE20 at checkout. You can claim it at: https://www.magicmind.com/icedcoffee

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Timestamps:

00:00:00 - Intro

00:03:02 - Togi’s childhood: how he became who he is

00:04:50 - Insane stories from the $10M challenge

00:07:00 - How Togi accidentally made $1.5M overnight

00:13:18 - Gambling chaos: managing taxes and madness

00:19:13 - Sponsors Notion and Peterson Academy

00:21:43 - How he lost $1.8M in one 15-hour spiral

00:24:55 - How big wins (and losses) mess with your head

00:29:24 - Does massive success actually ruin ambition?

00:32:06 - Why Togi refuses to save money

00:38:49 - Should you blow your money while you’re young?

00:41:48 - Can you “outwork” a gambling addiction?

00:45:24 - Why Togi wants to go broke sometimes

00:48:24 - The crazy story of how Pepe Meme Coin saved him

00:51:54 - Does Togi have “plot armor”? (Luck vs mindset)

00:54:24 - Facing a real gambling addiction: can he stop?

00:57:39 - Why budgeting never works for true gamblers

01:00:44 - The signs your lifestyle might be spiraling

01:02:37 - Sponsors

01:07:26 - His craziest wins, losses, and close calls

01:08:07 - How partying wrecked his memory and health

01:12:35 - The scariest health scare of his entire life

01:16:31 - How almost dying changed his entire mindset

01:18:48 - Does Togi worry about being a bad influence?

01:22:13 - His powerful message to young people: fears vs dreams

01:25:23 - His biggest insecurity—and it’s not what you expect

01:27:38 - Why saving money still feels “boring” to him

01:29:53 - A $600 coin flip — live on the podcast

01:32:26 - Rapid-fire chaos: priorities, money, and motivation

01:36:53 - The final advice every 20-year-old should hear

01:39:23 - Wrap-up + some sponsor love

*Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

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