In this episode of Impact Healthcare, host Lester Morales sits down with Phillip Holowka, COO of Complete Captive Management Services, to dive deep into the world of captive insurance. Together, they explore how captives empower employers to take control of their healthcare expenses, build equity, and improve employee benefits.

Phillip shares his journey from EMS to the insurance industry, offering insights into why captives are a game-changer for businesses of all sizes. Whether you're a seasoned CFO or new to the concept, this episode provides a clear roadmap to understanding captives and their potential for revolutionizing your healthcare

Key Takeaways:

Control and Ownership: Learn why owning a captive puts you in charge of your healthcare dollars and policy language.

Actionable

Connect

Subscribe now and join the movement to disrupt the health

🔥 New Episode Alert! 🔥 In this episode of Impact Healthcare, Lester J. Morales sits down with the incredible Jessica Brooks Woods, CEO of the National Association of Benefits and Insurance Professionals. 🏥 Jessica shares her wealth of experience in the healthcare benefits industry, discussing the cutting-edge strategies that are helping employers lower healthcare costs by over 20% while boosting care quality for employees and their families. 💡

🎧 Key Takeaways:

🚀 If you're an employer or in the healthcare industry, this episode is a MUST LISTEN! Discover how Jessica's leadership is driving innovation and changing the game for healthcare benefits. 🎯

👉 Don’t forget to subscribe to Impact Healthcare and stay up-to-date with the latest insights on cutting healthcare costs and improving employee wellness! 💥

In this episode of Impact Healthcare, host Lester Morales sits down with Daniel McCauley, founder of Mac Consulting Group, to discuss how his personal experiences have shaped his passion for transforming healthcare benefits. 🚀 From aerospace engineering and tech to the healthcare benefits industry, Daniel’s journey is unique, but his insights into data transparency, direct contracting, and cash pay models are invaluable for employers and employees alike.

Topics Covered in this Episode:

Guest Spotlight: Daniel McCauley 👨‍💼

Daniel McCauley is the founder of Mac Consulting Group, a firm dedicated to helping businesses take control of their healthcare costs 💼. With a background in aerospace engineering, tech, and insurance, Daniel brings a fresh perspective to the healthcare benefits industry, focusing on real solutions like cash pay options, direct contracting, and data-driven strategies that improve outcomes for everyone involved.

Key Takeaways:

📲 Don't Miss This Episode!

If you’re an employer, HR professional, or someone navigating the complexities of healthcare benefits, this episode is packed with actionable insights that could save you thousands of dollars while offering better care for your employees.

📣 Subscribe to Impact Healthcare for more episodes on how to revolutionize your healthcare benefits 💼, and don’t forget to like 👍, share 📲, and leave a review to help more people find these game-changing strategies!

Timestamps:

In this episode of Impact Healthcare, Lester Morales sits down with Hugh O'Toole, CEO of Innovu, to discuss how data analytics and transparency are reshaping the healthcare benefits industry. Together, they dive into practical strategies that can help employers, advisors, and fiduciaries make smarter decisions, reduce costs, and improve healthcare outcomes.

Hugh shares his journey into the benefits space, from managing school consortiums to optimizing healthcare costs through data-driven solutions. He explains how transparency and fiduciary responsibility empower businesses to lower healthcare expenses without sacrificing quality. Learn how small changes, like J-code analysis, can save millions and improve the lives of employees and their families.

Key Takeaways:

Don't miss out on this insightful conversation that provides actionable steps to reduce your healthcare spend by 20% through total transparency.

Subscribe to Impact Healthcare on iTunes, Spotify, or your favorite podcast platform.

Welcome to the Impact Healthcare Podcast, where we're revolutionizing the health benefits industry with innovative ideas and game-changing strategies! In our latest episode, host Lester J. Morales has an inspiring conversation with Patrick Staunton, a partner in the Employee Benefits Group at Thompson Flanagan. Patrick's journey from starting his career at Cigna to becoming an influential figure at Thompson Flanagan is a testament to his passion for transforming the way private equity firms approach insurance! 

During their conversation, Patrick takes us through the pivotal moments that shaped this transformation, including his personal experience of stepping into the world of private equity and the challenges he faced along the way. 

Patrick shares the story of a company on the brink of a 60% insurance premium increase—an unsustainable burden for the business. Through innovative strategies, including the use of an independent third-party administrator and a transparent PBM, Patrick and his team were able to save the company nearly $1M. The story doesn't end there, as we explore the crucial role of communication and education in ensuring the success of these alternative plans, especially for blue-collar employees! 

Join us as Patrick and Lester break down the complex world of private equity insurance, revealing how Thompson Flanagan’s hands-on approach not only provides value but also empowers employees to take control of their healthcare!  

This episode is packed with insights, real-life examples, and a deep dive into the strategies that make a difference in the lives of employees and the bottom lines of businesses so whether you're in the healthcare industry or simply curious about the intersection of private equity and employee benefits, subscribe to the Impact Healthcare Podcast and don’t miss this transformative episode! 

In this insightful solo episode, Lester Morales addresses

This episode challenges advisors to step out of their

Key Takeaways:

The negative impact of maintaining the status quo in healthbenefits.

How empathy can enhance decision-making in healthcare

Understanding the financial realities of healthcare costs

The importance of exploring and implementing innovative

Real-world examples of successful health benefits

Subscribe to "Impact Healthcare" on iTunes or your

In this solo episode, Lester Morales tackles the theme of

By understanding the real impact of healthcare costs on both organizations and employees, Lester highlights the importance of empathy and proactive decision-making. This episode is divided into two parts: one focused

Lester also shares compelling statistics and personal

Key Takeaways:

The significance of health benefits in employee recruitment and retention.

Common barriers to change and how to overcome them.

The financial and emotional impact of healthcare costs on

Strategies for making informed and empathetic decisions

The role of transparency and innovation in the health

Subscribe to "Impact Healthcare" on your favorite

Be part of the change and help disrupt the health benefits

Welcome to Impact Healthcare, where we're all about shaking up the health benefits industry with our fresh ideas and game-changing strategies! In this episode, our host, Lester J. Morales, has a super exciting chat with Ashley Bacot, President at RosenSure, and Kenneth Aldridge Jr., Director of Health Services at Rosen Medical Center.

Rosen Hotels, based in Orlando, FL, might not be a household name everywhere, but did you know it's the largest independent hotel chain in the Southeast? Pretty cool, right? On top of that, as they celebrate their 50th anniversary, Rosen Hotels goes beyond just hospitality – they're all about providing top-notch healthcare at a reasonable cost. Kenneth Aldridge, Director of Health Services at Rosen Medical, tells us about their amazing journey. Over 30 years ago, Rosen took a massive leap by pioneering self-funded healthcare to provide high-quality care directly to employees. They've come a long way since then, offering on-site services like physical therapy and even mobile dermatology and vision clinics, all tailored to meet their diverse workforce's needs.

Ashley and Kenneth want to make it clear: Rosen's approach isn't just about saving money – it's about boosting benefits in a major way. With zero deductibles and co-insurance, Rosen has achieved some seriously impressive results. They've slashed costs by a whopping 50% compared to traditional plans, all while making sure their employees are healthier and happier. Beyond the numbers, the impact is personal. Kenneth shares a really touching story about how early detection through Rosen's programs saved an employee's life, showing how their approach to healthcare goes way beyond just numbers.

Join us as we dive into how Rosen Hotels and RosenSure are changing the game in healthcare, proving that when care is proactive and personalized, everybody wins! Whether you're new to self-funding or looking to revamp your current strategy, this episode is jam-packed with valuable insights to help you navigate the ins and outs of healthcare benefits and get the most out of self-funding.

Don't miss out – be sure to subscribe to the Impact Healthcare Podcast and join us as we explore this innovative approach and take your healthcare strategy to the next level! 

Welcome to the Impact Healthcare Podcast, where we're revolutionizing the health benefits industry with innovative ideas and game-changing strategies! In our latest episode, host Lester J. Morales has an inspiring conversation with Ray Kober, CEO of Benefixa. If you're tired of hearing the same old promises and ready for some authentic, game-changing insights, this episode is for you! 

Ray starts with a heartfelt introduction, emphasizing his dedication to putting people first. At Benefixa, it's all about balancing the needs of employers and employees, ensuring that healthcare isn't just a revenue-driving machine, but a service that truly benefits everyone involved. He shares the story behind their logo – a simple yet powerful symbol of an individual raising their hand, representing employers and employees in their quest for better healthcare solutions.  

Growing up in the '70s and '80s, Ray draws inspiration from iconic underdog stories like Rocky. He resonates with the idea of competing against all odds and standing up for the little guy, a theme that drives his relentless pursuit of fairness in the healthcare industry. His disdain for a system that exploits the vulnerable fuels his mission to help organizations see that they don't have to settle for the status quo – there are better ways to achieve their goals.  

Lester and Ray explore the complex relationship between insurance carriers and PBMs, revealing the financial incentives driving healthcare costs. They discuss the Medical Loss Ratio (MLR) and how it inadvertently encourages higher healthcare spending, benefiting insurance companies at the expense of employers and employees. Ray's insights provide a fresh perspective on why healthcare expenses continue to rise and what can be done to reverse this trend.  

Throughout the episode, Ray's authenticity and passion shine through. He challenges listeners to rethink their approach to healthcare, urging them to take control and seek better solutions. Whether you're a CEO, CFO, or HR leader, this episode is packed with valuable insights and actionable advice to help you navigate the complex world of healthcare benefits.  

Tune in to this thought-provoking episode of the Impact Healthcare Podcast and join Lester and Ray as they disrupt the status quo, challenge the biggest myths in healthcare, and inspire you to take bold steps towards a more sustainable, cost-effective future. 

Welcome to Impact Healthcare, the podcast that's all about shaking things up in the health benefits world with exciting ideas and strategies!

In this episode, Lester J. Morales reconnects with Ben Conner, a trailblazer from Conner Insurance. Ben isn't just making his second appearance on the show; he's bringing a wealth of knowledge and a compelling story that spans decades and generations.

Ben's journey with Conner Insurance, a third-generation family business based in Indianapolis, Indiana, is simply remarkable. Celebrating 75 years of service, Conner Insurance is a stalwart in employee benefits, commercial insurance, and personal insurance. Ben, who has been with the company for 18 years, leads with passion and a competitive spirit that traces back to his days on the basketball court, where his determination and innovative thinking set him apart.

In this episode, Ben shares what fires him up about the insurance industry and his role as a change agent. He reflects on the underdog mindset that drives him to help frontline workers navigate a healthcare system that often feels like it's working against them. This drive has led Conner Insurance to not just talk the talk but walk the walk!

Whether you're a broker, employer, or HR leader, this conversation promises to challenge the status quo and inspire you to take bold steps towards better healthcare solutions.

Subscribe now to the Impact Healthcare Podcast and get ready to be informed, inspired, and empowered to make a difference!