The following was produced by Tearsheet Studios. We worked with Q2, a digital banking software company, to create a four part podcast series on the interplay between banks and fintechs.

The world of embedded finance, and Banking as a Service in particular, are made up of three pillars: banking, product, and platform. To make a truly good BaaS product, each one should be delivered by its own expert: the bank, the fintech, and the technology provider, respectively. When each entity gets to focus on what they’re best at, the fourth and central entity wins: the end-customer.

In this episode, Tearsheet's Zack Miller spoke with Ahon Sarkar, who currently serves as the GM of Q2’s Banking as a Service division.