Inside Out Money

All the co-hosts join as we celebrate the 100th Inside Out Money podcast episode. We have lots of news to share, from who just got laid off to what’s happened with all of us over the last 100 episodes. We share milestones, lessons learned, appreciation for our listeners, and more! 

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/100-never-felt-so-good-except-for-when-you-get-laid-off-and-other-news-but-still-yay/

Navigating tricky money situations with friends, family, and coworkers can be awkward. We dive into financial etiquette, covering everything from splitting dinner bills fairly to handling gift-giving with co-workers to kid-related expenses. Learn to set expectations upfront, communicate openly about money, and respect differing financial situations. 

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/099-well-this-is-awkward-financial-etiquette-for-sticky-situations/

Did you know free AI tools can help you save money, earn money, and become more efficient in your day-to-day life? AI has some interesting capabilities for improving your finances and the efficiency and effectiveness of your everyday life. We share some of our favorite AI tools and how we use them safely. We also share ideas and prompt examples for how you can use AI to improve your life, from vacation planning to meal planning to prepping for a job interview to helping your kids with their homework. We also discuss the ethical and legal considerations when using AI.  

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/098-how-to-use-ai-to-improve-your-finances-and-life/

They say nothing in life is free, but that’s not entirely true, as there are many free apps, educational resources, software, books, podcasts, and more! We share our favorite free things and why we enjoy them so much. Then, we go through many more examples of things you can get for free. We also explain the various funding models of some of these free products so you know what you may be giving up to get something for free.

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/098-our-favorite-free-stuff-thats-not-a-scam/

​​❤️ 💰This might just be the love letter you've always wished someone would write to you, and I'll read it aloud to you in this special bonus episode of the Inside Out Money podcast. You can also get emailed a copy of this letter if you ⁠subscribe to the Inside Out Money substack here⁠.

In a discussion about all things tax-related, we break down federal and state taxes and explain how tax brackets and income taxation work. We talk about the legal ways you can minimize your tax liability and share some of the ways you can reduce your taxable income. We also discuss the pros and cons of DIY tax filing versus hiring a professional.

Get the full show notes, show references, and more information here:https://www.insideoutmoney.org/096-tax-time-tips-pay-less-save-more/

We delve into the dark web, explaining what it is and why it should matter to you. Most importantly, we share what you can do proactively and at no cost to protect your identity and credit. You’ll learn what’s worth your time doing and what to avoid, reducing your risk of falling victim to scams and identity theft.  

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/095-wtf-is-the-dark-web-and-how-do-i-protect-my-identity-and-credit/

We’ll help you navigate the maze of financial advice by highlighting which tips you should ignore, why, and what you should do instead. We discuss good and bad debt, strategic use of credit cards, renting versus owning, talking about money, investing early and often, financial planners, and much more. In this episode, we clear up common misconceptions and provide practical tips and strategies.

Get the full show notes, show references, and more information here: 

https://www.insideoutmoney.org/94-money-tips-you-should-ignore-and-what-to-do-instead/

Social media companies spend millions to convince us to buy stuff, much of it things we don’t need. This week, I am joined by a special teenager co-host, my 13-year-old daughter Kate, as we discuss the influence that social media has on our consumption habits. We also offer tactical tips for combatting social media ads and a broader discussion on what motivates kids to save and spend money.

Kate joins this week’s podcast as we talk about:

- The prolific rise of social media ad spending

- Tactics social media companies are using to influence kids and adults

- Tactics kids and adults can use to combat social media ads

- Unique approaches to reduce the number of ads your kids see

- What influences kids to spend and save money

Get the full show notes, show references, and more information here:

In this special annual episode, join all the co-hosts as we reveal our 2024 spending habits in our detailed expense breakdown. From the biggest splurges to unexpected savings, we dive deep into each co-host's spending for the year and share what we’re feeling good about and want to improve upon this year.

Liz, Andrew, Erica, and Greg join this week’s podcast as we talk about our:

- What we each spent in 2024

- Top spend categories and what went into the higher spend categories

- Top spend by vendor

- What we’re feeling good about and what we want to improve upon in 2025

Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/092-annual-spend-recap-with-greg-liz-andrew-erica/