Have you ever received hate mail or negative comments on your social media posts? We're here to tell you you're not alone. On today's show we are talking at length about your interactions online with people commenting on YouTube videos as well as a Globe and Mail article which is quite incredible. It's kind of a theme for this week. We dive into online trolls, those people whose sole purpose in life is to get you down. It's super interesting to read and obviously very entertaining for some to see. People are forever out there giving advice and it's up to you to decide who you're listen to and what advice you're taking. In wrapping up our talk, we also reveal our pick for the worst advice that we've heard in the previous week and why you need to stay far, far away. For all this and more, keep listening!

Key Points From This Episode:

• Why an index fund should be better than an active fund. [0:04:00.0]
• How the index committee works. [0:06:30.0]
• Differences in the types of indexes. [0:07:29.0]
• Tax loss selling - buying something tracking a different index. [0:09:50.0]
• People promoting their own beliefs and opinions by commenting on articles and posts. [0:11:00.0]
• People following tribal leaders and why there's too much information out there. [0:12:32.0]
• Decision theory and why you can't base a decision on past outcomes. [0:13:00.0]
• Putting controversial content out there and "poking the bear" with dividend investing. [0:13:50.0]
• Being more wary of who you listen to and take advice from. [0:15:40.0]
• Who you should listen to - evidence based facts. [0:16:39.0]
• The concept of dividend growth investors. [0:19:30.0]
• Wanting the most reliable outcome possible. [0:21:25.0]
• Dividends as a guaranteed source of returns. [0:24:35.0]
• Using dividends as your spending rule. [0:26:25.0]
• The FIRE movement and why not all advice is good advice. [0:28:00.0]
• How irresponsible it is to use the 4% spending rule for your retirement goals. [0:29:35.0]
• Worst advice - when mutual funds make more sense than active funds. [0:34:45.0]
• And much more!