In this episode, I had the chance to sit down with Tommy Nicholas, CEO of identity risk solutions platform Alloy, a global, end-to-end identity risk solution for banks and fintechs. Tommy and I had the chance to talk about:

* factors impacting fraud risk today, including the growth of real-time payments and the dawn of the genAI age

* key take aways from Alloy’s 2024 State of Fraud Benchmark Report

* the difference between “frictionless” and “seamless” in financial services UX

* public and private efforts to create digital identity solutions

* what’s on Tommy’s radar in the fraud space in 2024

* and more!

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