Investing Compass

Gearing has been in the headlines after the latest tax changes. Mark and Shani run through gearing for equity investments - what it is, the ways it is done, how it works and who it is for.

Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.

A message from Mark and Shani

For the past five years, we’ve released a weekly podcast to arm you with the tools to invest successfully. We’ve always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.

We’ve shared our journeys with you, and you’ve shared back. We’ve listened to what you’re after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.

The book is now available! It is also available in Audiobook format from most sellers.

Purchase from Amazon or Purchase from Booktopia

To submit any questions or feedback, please email [email protected] or leave us a voicemail to feature on the podcast here.

Audio Producer and mixer: William Ton.

Hosted on Acast. See acast.com/privacy for more information.

Have you got a plan if your income stopped tomorrow? Shani runs through hers.

You can find the full article here.

You can find the article for the order to liquidate assets here.

Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.

A message from Mark and Shani

For the past five years, we’ve released a weekly podcast to arm you with the tools to invest successfully. We’ve always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.

We’ve shared our journeys with you, and you’ve shared back. We’ve listened to what you’re after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.

The book is now available! It is also available in Audiobook format from most sellers.

Purchase from Amazon or Purchase from Booktopia

To submit any questions or feedback, please email [email protected] or leave us a voicemail to feature on the podcast here.

Audio Producer and mixer: William Ton.

Hosted on Acast. See acast.com/privacy for more information.

Given the new tax changes with capital gains, hurdle rates have changed and the attractiveness of investing vs paying off your mortgage has shifted. We run through how to work out what your hurdle rate is depending on your tax rate and mortgage circumstances.

Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.

A message from Mark and Shani

For the past five years, we’ve released a weekly podcast to arm you with the tools to invest successfully. We’ve always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.

We’ve shared our journeys with you, and you’ve shared back. We’ve listened to what you’re after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.

The book is now available! It is also available in Audiobook format from most sellers.

Purchase from Amazon or Purchase from Booktopia

To submit any questions or feedback, please email [email protected] or leave us a voicemail to feature on the podcast here.

Audio Producer and mixer: William Ton.

Hosted on Acast. See acast.com/privacy for more information.

The most popular international equity ETFs in Australia are all starkly different. Which one is right for you and your goals?

You can view the full article here.

Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.

A message from Mark and Shani

For the past five years, we’ve released a weekly podcast to arm you with the tools to invest successfully. We’ve always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.

We’ve shared our journeys with you, and you’ve shared back. We’ve listened to what you’re after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.

The book is now available! It is also available in Audiobook format from most sellers.

Purchase from Amazon or Purchase from Booktopia

To submit any questions or feedback, please email [email protected] or leave us a voicemail to feature on the podcast here.

Audio Producer and mixer: William Ton.

Hosted on Acast. See acast.com/privacy for more information.

Australia does not have an inheritance tax, but you can optimise your situation through your will to minimise overall tax paid. We lean on insights from estate planning expert Abbey John on how to structure efficiently.

You can find the full article here.

Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.

Get 50% off your first two months of PocketSmith’s Foundation or Flourish plans here.

A message from Mark and Shani

For the past five years, we’ve released a weekly podcast to arm you with the tools to invest successfully. We’ve always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.

We’ve shared our journeys with you, and you’ve shared back. We’ve listened to what you’re after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.

The book is now available! It is also available in Audiobook format from most sellers.

Purchase from Amazon or Purchase from Booktopia

To submit any questions or feedback, please email [email protected] or leave us a voicemail to feature on the podcast here.

Audio Producer and mixer: William Ton.

Hosted on Acast. See acast.com/privacy for more information.

We run through the company, what our analysts think of it, and our valuation.

Our coverage on Space X can be found in the 'News & Analysis' section here.

Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.

Get 50% off your first two months of PocketSmith’s Foundation or Flourish plans here.

A message from Mark and Shani

For the past five years, we’ve released a weekly podcast to arm you with the tools to invest successfully. We’ve always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.

We’ve shared our journeys with you, and you’ve shared back. We’ve listened to what you’re after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.

The book is now available! It is also available in Audiobook format from most sellers.

Purchase from Amazon or Purchase from Booktopia

To submit any questions or feedback, please email [email protected] or leave us a voicemail to feature on the podcast here.

Audio Producer and mixer: William Ton.

Hosted on Acast. See acast.com/privacy for more information.

We take a closer look at the exposure you’re getting with some of the most popular ETFs in Australia.

You can find the full article here.

Shani's article on concentration is here.

Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.

Get 50% off your first two months of PocketSmith’s Foundation or Flourish plans here.

A message from Mark and Shani

For the past five years, we’ve released a weekly podcast to arm you with the tools to invest successfully. We’ve always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.

We’ve shared our journeys with you, and you’ve shared back. We’ve listened to what you’re after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.

The book is now available! It is also available in Audiobook format from most sellers.

Purchase from Amazon or Purchase from Booktopia

To submit any questions or feedback, please email [email protected] or leave us a voicemail to feature on the podcast here.

Audio Producer and mixer: William Ton.

Hosted on Acast. See acast.com/privacy for more information.

Debt recycling at its core, is making your part of your mortgage tax deductible. Debt recycling can be an attractive strategy for those on higher marginal tax rates. Mark and Shani run through how to know whether it is right for you.

You can find the full article here.

Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.

Get 50% off your first two months of PocketSmith’s Foundation or Flourish plans here.

A message from Mark and Shani

For the past five years, we’ve released a weekly podcast to arm you with the tools to invest successfully. We’ve always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.

We’ve shared our journeys with you, and you’ve shared back. We’ve listened to what you’re after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.

The book is now available! It is also available in Audiobook format from most sellers.

Purchase from Amazon or Purchase from Booktopia

To submit any questions or feedback, please email [email protected] or leave us a voicemail to feature on the podcast here.

Audio Producer and mixer: William Ton.

Hosted on Acast. See acast.com/privacy for more information.

Higher taxes on capital gains have shifted the relative attractiveness of investments, structures and strategies. We run through how investors should approach this.

You can find Mark's article here.

Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.

Get 50% off your first two months of PocketSmith’s Foundation or Flourish plans here.

A message from Mark and Shani

For the past five years, we’ve released a weekly podcast to arm you with the tools to invest successfully. We’ve always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.

We’ve shared our journeys with you, and you’ve shared back. We’ve listened to what you’re after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.

The book is now available! It is also available in Audiobook format from most sellers.

Purchase from Amazon or Purchase from Booktopia

To submit any questions or feedback, please email [email protected] or leave us a voicemail to feature on the podcast here.

Audio Producer and mixer: William Ton.

Hosted on Acast. See acast.com/privacy for more information.

You may be forgetting conditions that meaningfully change how much you need in retirement. Mark and Shani run through some of these conditions that may be applicable to you.

You can find the article here.

Would you like more free insights from Mark, Shani and the rest of the Morningstar team? You can find them here.

Get 50% off your first two months of PocketSmith’s Foundation or Flourish plans here.

A message from Mark and Shani

For the past five years, we’ve released a weekly podcast to arm you with the tools to invest successfully. We’ve always strived to provide independent, thoughtful analysis, backed by the work of hundreds of researchers and professionals at Morningstar.

We’ve shared our journeys with you, and you’ve shared back. We’ve listened to what you’re after and created a companion for your investing journey. Invest Your Way is a book that focuses on the investor, instead of the investments. It is a guide to successful investing, with actionable insights and practical applications.

The book is now available! It is also available in Audiobook format from most sellers.

Purchase from Amazon or Purchase from Booktopia

To submit any questions or feedback, please email [email protected] or leave us a voicemail to feature on the podcast here.

Audio Producer and mixer: William Ton.

Hosted on Acast. See acast.com/privacy for more information.