Doug chats with Producer Chris about a variety of topics including irrational money fears, why people commonly talk about their work in social settings, and what their day-to-day lives look like in early retirement. They explore common financial anxieties such as the fear of running out of money and how past experiences shape these fears. They share strategies for steering conversations away from work and towards more engaging subjects like travel and hobbies. Finally, they provide a glimpse into their daily routines, highlighting the freedom and fulfillment that early retirement and semi-retirement offers.

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**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

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0:00 Introduction

1:26 Fear of running out of money

8:56 Reacting to stock market volatility

15:01 Sequence of Returns Risk & flexibility

24:43 Why people talk about work

28:49 What else to talk about & complaining

33:27 Chris’s typical day

41:21 Doug’s typical day

49:12 Open time & Parkinson’s Law

56:27 Soundcheck – Rock & Roll Hall of Fame