It’s the sad reality, but it doesn’t really matter if you’re starting late and it doesn’t really matter if you’re starting early. What matters is where you’re heading and if you’re taking the right action!  Watch this episode to better understand how you can make the change you need to get yourself to face the right direction that will bring you the freedom you want!  Key Talking Points of the Episode [01:37] Is it too late for you? [02:17] Are traditional financial models reliable? [03:36] Why do you need to focus on your direction? [05:07] What is the importance of taking the right action? [06:27] Does it matter when you get started? [08:35] How should you be dealing with your money?  [11:05] Is there another way to secure your future? [13:49] The Money Ripples Passive Income Calculator [15:32] Making the decision to face the right direction   Quotables “I get people a lot of times, especially as they move in their 50’s and 60’s, they start to get discouraged.” “It doesn’t really matter if you’re starting late, it doesn’t really matter if you’re starting early. What matters is are you facing the right direction?”  “If it’s not generating passive income for you, if it’s not giving you actual, real cash flow, real income coming in, you’re stuck working forever.” “Face where you actually know it works. That is the key and that is what you need to do to create more cash flow in your life right now.” “There is hope. All you have to do is face the right direction and get away from everything that’s been taught over there that’s not worked.”