Biden put himself in a tough spot. He made a campaign promise that no one who earns less than $400,000 a year is going to get additional taxes. The challenge has been how the government will raise money to meet the gap in this reduced taxation. One of the areas the government is thinking of getting extra taxes from is your Roth IRA.  In this episode, I will be giving you the information you need so that you’ll be in a better position to make informed decisions when it comes to investing your hard-earned money. Key Talking Points of the Episode: [02:19] The tax changes [04:33] What will be affected by the tax changes? [05:52] Saving to a Roth and why you should avoid it  [08:49] Accredited investor [11:36] Dangers of partnering with the government Quotable Quotes: “Roth IRAs can be great now, but in the future, they might have zero benefit.” “Anytime you try to partner with the government, you’re most likely going to lose. You’re going to lose because the house always wins.” “The government does not have your best interest in mind. You should care more about your money, and you should be taking action to protect it.”