I've Been Meaning To Do That

For executives, building wealth is only a part of the planning challenge. In this episode of I’ve Been Meaning To Do That, Truist Wealth advisors Sarah Welch and Paul Giliberto join host and head of Investment Management Oscarlyn Elder to explore how concentrated wealth, career changes, and other uncertainties can affect the bigger financial picture. They also discuss how defining personal priorities and coordinating wealth decisions can help executives create more options for themselves and their families.

Also in the discussion:

Why executive wealth can be more concentrated than expected

How scenario planning can help prepare for a range of possible outcomes

What “financial freedom” can mean beyond the ability to retire

Why ongoing reviews matter as compensation, circumstances, and goals change

Truist Wealth will publish a Purple Paper that explores in more detail the planning challenges and opportunities for corporate executives.

If you’d like to take notes on today’s episode, you can download this free template.

Podcast worksheet

Have a question for Oscarlyn or her guests? Email [email protected]

The death of a loved one is among the most difficult transitions in life, in part because a long to-do list adds to the burden of grief. But thoughtful preparation can help make that transition a little less overwhelming. In this episode of the I’ve Been Meaning To Do That podcast, Truist Wealth specialists Ashley Alderman and Tom Martyn join host and head of Investment Management Oscarlyn Elder to share practical guidance on reviewing estate plans, preparing loved ones for important responsibilities, and understanding the estate settlement process after a death. They explore how conversations, planning, and guidance can help loved ones focus more on each other and less on financial uncertainty.

Also in the discussion:

How to handle difficult conversations with aging loved ones

The unintended consequences of common estate planning mistakes

Choosing the right executor, trustee, or other fiduciary

The value of advisors in the estate settlement process

Additional information and resources are available at Truist Wealth’s trust and estate planning webpage.

If you’d like to take notes on today’s episode, you can download this free template.

Podcast worksheet

Have a question for Oscarlyn or her guests? Email [email protected]

Big changes in your life—becoming an empty nester, selling a business, or going through a divorce, for example—can bring unexpected emotional and practical challenges. In this episode of I’ve Been Meaning To Do That, host and Truist Wealth Head of Investment Management Oscarlyn Elder welcomes author and clinical psychologist Sherry Walling, Ph.D., to explore why even positive changes can feel disruptive. They talk about how to deal with changing identity and relationships, and the emotional pitfalls that new circumstances can create.

Also in the discussion:

Why major transitions can feel especially challenging to high achievers

How “transition fog” can affect decision-making

The role family relationships play during periods of major change

Finding purpose and meaning in the next chapter of life

Additional information:

If you’d like to take notes on today’s episode, you can download this free template.

Podcast worksheet

Have a question for Oscarlyn or her guests? Email [email protected].

Building a successful business is a major accomplishment, but it takes planning to support personal financial security. Many business owners may find that their wealth is highly concentrated, illiquid, and tied to the fate of their company. In this episode of I’ve Been Meaning To Do That, host and Truist Wealth Head of Investment Management Oscarlyn Elder is joined by colleagues Victor Santiago, senior wealth strategist, and Julie Farah, senior trust advisor, to explore why business success and personal wealth need intentional coordination to move together. They talk about the potential risks of delaying planning, possible ways to create liquidity, and how to align business and personal strategies to consider both your company and your family.

Also in the discussion:

• Reasons business owners might neglect their personal financial planning

• How overconcentration may create risks for owners and their families

• Why business and personal financial plans should be coordinated, and how to go about it

• How advisors can help business owners plan before a transition occurs

Additional information:

If you’d like to take notes on today’s episode, you can download this free template.

Podcast worksheet

Have a question for Oscarlyn or her guests? Email [email protected].

Seniors have long been a favorite target for scammers, but the rise of artificial intelligence is making the risks we all face harder to recognize and avoid. In this episode of I’ve Been Meaning To Do That, host and Truist Wealth Head of Investment Management Oscarlyn Elder invites Charlotte Edwards, vice president of operations at Cyberwolf, onto the show to talk about protection strategies that can help reduce the danger. Cyberwolf is a referral partner of Truist Financial Corporation, specializing in online security for people with a heightened need for protection. Edwards offers advice based on her years of experience working with clients of all ages to prevent fraud.

Also in the discussion:

• How scammers are using AI to exploit their victims

• Specific warning signs that a senior is being targeted

• Why investment scams are a particular danger for affluent seniors

• The importance of establishing a “trusted circle,” and how to make it effective

Additional information:

If you’d like to take notes on today’s episode, you can download this free template.

Podcast worksheet

Have a question for Oscarlyn or her guests? Email [email protected]

For many high-net-worth retirees, Social Security can feel either uncertain or insignificant compared to other sources of wealth. But misunderstanding the rules or claiming benefits without a considered plan, can have costly consequences. In this episode of I’ve Been Meaning To Do That, host and Truist Wealth Head of Investment Management Oscarlyn Elder invites her colleague Tony Bryan in to talk about Social Security myths and strategies. Bryan is a wealth advisor with extensive knowledge of Social Security, and he shares tips and anecdotes about the effect decisions have on taxes, survivor benefits, and long-term retirement planning.

Also in the discussion:

• Why the belief that Social Security is “going bankrupt” often leads people to claim benefits too early

• How Social Security fits into retirement planning for families with significant wealth

• Situations in which divorced spouses or widows are eligible for benefits they might not expect

• Topics to consider with your tax advisor related to strategies such as Roth conversions

If you’d like to take notes on today’s episode, you can download this free template.

Podcast worksheet

Have a question for Oscarlyn or her guests? Email [email protected]

Dementia and Alzheimer’s disease are widely recognized as significant health risks of aging, but their potential effects on your wealth plan and family dynamics can be severe as well. In this episode of I’ve Been Meaning To Do That, host Oscarlyn Elder talks with Annalee Kruger, founder of Care Right Inc. and author of The Invisible Patient, for an important conversation about the risks of waiting until a crisis hits to make care plans, and the benefits of being proactive. Kruger’s experience caring for her own aging parents informs her practical guidance that can help lessen the risk of later regret about a loved one’s care.

Also in the discussion:

• The widespread misconceptions about the high cost of memory care

• The necessary components of a dementia care plan

• How to help your kids or caregivers now so they can better help you when you need them

• How to make plans if you’re single, widowed, or divorced

If you’d like to take notes on today’s episode, you can download this free template.

Podcast worksheet

Have a question for Oscarlyn or her guests? Email [email protected]

How can credit support your wealth plan? Credit can preserve investment positions, help you take advantage of market opportunities, or meet short-term liquidity needs without disrupting your long-term plan.

In this episode of I’ve Been Meaning To Do That, Oscarlyn Elder and Elizabeth Greene explore the strategic uses of credit, and how consultations about credit with your advisory team can help support your overall goals.

Also in the discussion:

• Why having credit solutions in place before you need them can give you flexibility, speed, and negotiating power

• The importance of customization, instead of a one-size-fits-all approach

• How experts match careful cash flow and risk analysis alongside credit use

• A team approach for collaboration among advisors, lenders, investment professionals, and estate planners

If you’d like to take notes on today’s episode, you can download this free template.

Podcast worksheet

Have a question for Oscarlyn or her guests? Email [email protected]

Uncertainty is part of every investing year, and 2026 is no exception. Markets in the U.S. and around the world have been moving higher through questions about valuation, government policy, and the health of the global economy. As the current cycle enters what Keith Lerner calls the “seventh inning stretch,” investors are asking if the bull run still has room to play out.

In this episode of I’ve Been Meaning To Do That, Oscarlyn Elder and Keith Lerner have a wide-ranging discussion about the forces that will shape the year ahead in the markets. With a focus on history, data, and fundamental portfolio principles, they share their thoughts about how to navigate risk and opportunity in 2026.

Also in the discussion:

• Why the U.S. economic expansion and market cycle may still have room to run

• How investment opportunities may spread beyond the biggest tech stocks

• How gold can help you weather a volatile stock market

• Why “boring” fixed income can help stabilize your portfolio

• What investors can do to manage risk without losing sight of long-term goals.

You can download the 2026 Economic & Market Outlook: Seventh Inning Stretch, and also keep up with monthly Market Navigator reports at Truist.com/wealth/insights.

Have a question for Oscarlyn or her guests? Email [email protected]

Family is at the heart of so many meaningful plans. At the close of 2025, I’ve Been Meaning To Do That host Oscarlyn Elder, the head of investment management at Truist Wealth, revisits moments with guests from recent episodes telling stories of the influence of family on their own plans and values. Entrepreneurs, advisors, and leaders in their fields have all taken inspiration from the people they love.

Moments from the episode include:

• Teaching independence to kids through everyday financial lessons

• Communication and shared values in family businesses

• Centering charitable giving on lessons from family

If you’d like to take notes on today’s episode, you can download this free template.

Podcast worksheet

Have a question for Oscarlyn or her guests? Email [email protected]